1118 Thomas Ln, Concord, IL 62631 Property Records

Morgan County property record for 1118 Thomas Ln, Concord, IL 62631

Property Summary

Property Type	Single Family Home
Lot Size	3.17 acres (138,085 sqft)
Owner	Individual Name on Record
Last Sale	$167 (Jul 2007)
Tax Bill	$6,820 (2025)
Deeds & Mortgages	Oct 2026 Construction Loan May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-07-300-010`

Property Details

APN / Parcel Number

Primary APN	`03-07-300-010`

Exterior

Lot Area	138,085 sqft (3.17 acres)

Location & Zoning

Street Address	1118 THOMAS LN
City	CONCORD
State	IL
Zip	62631-5029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW COR PT NW SW 7-16-11
Legal Range	11W
Legal Township	16N
Legal Section	07
Jurisdiction	MORGAN IL
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1009
Census Tract	951400

Owner

Source: Morgan County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 N WESTGATE AVE, JACKSONVILLE, IL 62650-1023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK
May 24, 2019	Deed of Trust, Mortgage · Commercial Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2007 · Amount on Record
Deed Sale	Jul 23, 2007 · Amount on Record
Prior Sale	Mar 22, 2006 · Amount on Record
Deed Document Number	2007556708
Last Transfer Date	Jul 7, 2016
Transfer Doc	0000612606
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Recording Date	Oct 1, 2026
Property Address	1118 THOMAS LN, CONCORD, IL 62631-5029
Document Number	0000661835
Instrument Date	Sep 26, 2026
Instrument	2026661835
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 THOMAS LN, CONCORD, IL 62631-5029

Mortgage

Document Number	0000661835,
Date	Oct 1, 2026
Instrument	2026661835

Lender

Name	FARMERS STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 26, 2027

Interest

Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	1118 THOMAS LN, CONCORD, IL 62631-5029
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	626581
Date	May 24, 2019
Instrument	626581

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	JACKSONVILLE, IL 62650

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2049

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Unified School District	Triopia Community Unit School District 27 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,820.00 (+4.62%)	$118,060 (+11%) Land $5,120 Building $112,940	$354,180 (+11%) Land $15,360 Building $338,820
2024	$6,519.00 (+39.41%)
2023		$106,360 (+46.2%) Land $4,610 Building $101,750	$319,080 (+46.2%) Land $13,830 Building $305,250
2022	$4,676.00 (-11.1%) Homeowner's exemption	$72,750 Land $4,190 Building $68,560	$218,250 Land $12,570 Building $205,680
2021	$5,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Illinois Net Fixed Wireless	10 / 1

May also be available: AT&T, T-Mobile.

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