1160 SE 12th St, Stuart, FL 34996 Property Records

Martin County property record for 1160 SE 12th St, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,302 sqft · built 1973
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Mar 2024)
Tax Bill	$5,870 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Feb 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-38-41-007-000-0012.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`10-38-41-007-000-0012.0-1-0000`
Alternative APNs	`10-38-41-007-000-00120-1` `26937`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
Gross Area	1,894 sqft
1st Floor Area	1,302 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1983
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,979 sqft (0.275 acres)
Garage Type	Attached
Garage Area	372 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Concrete/Masonry Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26937
Street Address	1160 SE 12TH ST
City	STUART
State	FL
Zip	34996-4120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	WALTON MANOR LOT 12 OR 364/611
Legal Range	41E
Legal Township	38S
Legal Section	10
Legal Subdivision	WALTON MANOR
Legal Block	3
Legal Lot Number	12
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	3
Census Block	3011
Census Tract	902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1160 SE 12TH ST, STUART, FL 34996-4120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 26, 2020	Correction Deed ATTORNEY ONLY
Feb 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2024 · Amount on Record
Deed Sale	Mar 25, 2024 · Amount on Record
Prior Sale	Oct 5, 1973 · Amount on Record
Deed Document Number	20243064026
Deed Book / Page	3427 / 984
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0031132575
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 25, 2024
Property Address	1160 SE 12TH ST, STUART, FL 34996-4120
Document Number	0034270984
Book / Page	3427 / 984
Map Reference	MB 5 PG 23
Instrument Date	Mar 15, 2024
Instrument	3064026
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	MERIT TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126TH STREET E, BONNEY LAKE, WA 98391

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IS1590 SE ANDREWS STREET, STUART, FL 34996

Mortgage

Document Number	0003064027
Date	Mar 25, 2024
Instrument	3064027

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0034270988
Date	Mar 25, 2024
Book Page	3427/988
Instrument	3064027

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

February 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 26, 2020
Property Address	1160 SE 12TH ST, STUART, FL 34996-4120
Document Number	0031132575
Book / Page	003113 / 002575
Instrument Date	Feb 21, 2020
Instrument	2802087
Record Updated	Mar 18, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2239 NE FLAMINGO TER JENSEN BEACH FL 349574549, JENSEN BEACH, FL 34957-4549

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 14, 2020
Property Address	1160 SE 12TH ST, STUART, FL 34996-4120
Document Number	0031111430
Book / Page	003111 / 001430
Instrument Date	Feb 11, 2020
Instrument	2799949
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2239 NE FLAMINGO TER JENSEN BEACH FL 349574549, JENSEN BEACH, FL 34957-4549

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,870.00 (+342.35%) Homeowner's exemption	$329,020 (+214.63%) Land $165,000 Building $164,020	$329,020 (+21.41%) Land $165,000 Building $164,020
2024	$1,327.00 (+3.51%)
2023	$1,282.00 (+5.17%) Additional exemption filed	$104,574 (+3%)	$270,990 (+8.05%) Land $150,000 Building $120,990
2022	$1,219.00 Homeowner's exemption	$101,529	$250,810 Land $150,000 Building $100,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1995–2009)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jul 2009 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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