Martin County property record for 1130 SE 12th St, Stuart, FL 34996
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,403 sqft · built 1973 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,000 (May 1994) |
| Tax Bill | $1,460 (2024) |
| Deeds & Mortgages | Jul 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-38-41-007-000-0009.0-7-0000 |
| Primary APN | 10-38-41-007-000-0009.0-7-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,403 sqft Living Area |
| 1st Floor Area | 2,403 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,023 sqft (0.276 acres) |
| Porch | Open Porch |
| Porch Area | 105 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1130 SE 12TH ST |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34996-4120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | WALTON MANOR LOT 9 OR 350/556 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 10 |
| Legal Subdivision | WALTON MANOR |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 902 |
Source: Martin County assessment roll, as of August 27, 2025
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1130 SE 12TH ST, STUART, FL 34996-4120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 13, 1994 · Amount on Record |
| Deed Sale | May 13, 1994 · Amount on Record |
| Deed Book / Page | 1071 / 395 |
| Last Transfer Date | Sep 3, 2011 |
| Transfer Doc | 0025581339 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 1130 SE 12TH ST, STUART, FL 34996-4120 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1130 SE 12TH ST, STUART, FL 34996-4120 |
| Document Number | 0033871681 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 3387/1681 |
| Instrument | 3027585 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.61% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.6% |
Source: Martin County assessment roll, as of August 27, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Municipality | Stuart City |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $126,878 (+5.99%) | $412,400 (+24.04%) Land $165,000 Building $247,400 | |
| 2024 | $1,460.00 (+3.84%) | ||
| 2023 | $1,406.00 (+5.48%) Additional exemption filed | $119,712 (+3%) | $332,480 (+10.99%) Land $150,000 Building $182,480 |
| 2022 | $1,333.00 Homeowner's exemption | $116,226 | $299,570 Land $150,000 Building $149,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1995–2009) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Jul 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
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