Clay County property record for 1160 Floyd St, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,749 sqft · built 1991 |
| Lot Size | 0.282 acres (12,283 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Jun 2015) |
| Tax Bill | $1,778 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-015030-000-00 |
| Primary APN | 38-05-26-015030-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,749 sqft Living Area |
| Gross Area | 2,379 sqft |
| 1st Floor Area | 1,533 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,283 sqft (0.282 acres) |
| Lot Dimensions | 123 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 141 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1160 FLOYD ST |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 & 14 BLK 14A FLEMING ISLAND ESTATES OR 3758 PG 474 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 38 |
| Legal Subdivision | FLEMING ISLAND ESTATES |
| Legal Block | 14A |
| Legal Lot Number | 13,14 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30707 |
Source: Clay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1160 FLOYD ST, FLEMING ISLAND, FL 32003-8719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Jun 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2015 · Amount on Record |
| Deed Sale | Jun 17, 2015 · Amount on Record |
| Prior Sale | Jun 28, 2010 · Amount on Record |
| Deed Document Number | 201530412 |
| Deed Book / Page | 3758 / 474 |
| Prior Transfer Date | Mar 3, 2011 |
| Prior Transfer Doc | 0032880963 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Apr 24, 2026 |
| Property Address | 1160 FLOYD ST, FLEMING ISLAND, FL 32003-8719 |
| Document Number | 0000019763 |
| Book / Page | 5038 / 641 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202619763 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1160 FLOYD ST, FLEMING ISLAND, FL 32003-8719 |
| Document Number | 0000019763, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 5038/641 |
| Instrument | 202619763 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1160 FLOYD ST, FLEMING ISLAND, FL 32003-8719 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1160 FLOYD ST, FLEMING ISLAND, FL 32003-8719 |
| Document Number | 0047271271 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | 4727/1271 |
| Instrument | 2023028522 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1160 FLOYD ST, FLEMING ISLAND, FL 32003-8719 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1160 FLOYD ST, FLEMING ISLAND, FL 32003-8719 |
| Document Number | 0044740151 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 4474/151 |
| Instrument | 2021039381 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,778.00 (+5.08%) Homeowner's exemption | $156,781 (+5.99%) | $253,357 (-0.69%) Land $70,000 Building $183,357 |
| 2024 | $1,692.00 (-14.16%) | ||
| 2023 | $1,971.00 (+9.81%) Homeowner's exemption | $147,926 (+3%) | $255,118 (+25.95%) Land $70,000 Building $185,118 |
| 2022 | $1,795.00 Homeowner's exemption | $143,618 | $202,560 Land $40,000 Building $162,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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