116 Westgate Loop, Horseshoe Bay, TX 78657 Property Records

Llano County property record for 116 Westgate Loop, Horseshoe Bay, TX 78657

Property Summary

Property Type	Single Family Home
Details	3,280 sqft · built 2023
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$532,000 (Jul 2023)
Tax Bill	$23,208 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`13253-000-0005-0`

Property Details

APN / Parcel Number

Primary APN	`13253-000-0005-0`
Alternative APN	`53172`

Interior

Stories	1 Story
Building Area	3,280 sqft Living Area
1st Floor Area	3,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable
Roof Material	Metal
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Attached
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13253-000-0005-0
Street Address	116 WESTGATE LOOP
City	HORSESHOE BAY
State	TX
Zip	78657-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTGATE AT HORSESHOE BAY LT 5 0.990 AC
Legal Subdivision	WESTGATE AT HORSESHOE BAY
Legal Lot Number	5
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	1
Census Block	1063
Census Tract	970401

Owner

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 WESTGATE LOOP, HORSESHOE BAY, TX 78657-2118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Vendor's Lien, Transfer · Conventional Mortgage PRODIGY INC
Jun 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Jun 9, 2021
Deed Document Number	20234268
Record Updated	Oct 29, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LLANO TX
Recording Date	Jul 27, 2023
Property Address	116 WESTGATE LOOP, HORSESHOE BAY, TX 78657-2118
Document Number	0002304268
Map Reference	VOL 17 PG 65-67
Instrument Date	Jul 21, 2023
Instrument	23-04268
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	CONCIERGE TITLE/TEXAS LLC, CONCIERGE TITLE OF TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 BAYSIDE CT, SAN ANTONIO, TX 78257-1704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 WESTGATE LOOP, HORSESHOE BAY, TX 78657-2118

Mortgage

Document Number	0002304269
Date	Jul 27, 2023
Instrument	23-04269

Lender

Name	PRODIGY INC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LLANO TX
Recording Date	Jun 9, 2021
Property Address	116 WESTGATE LOOP, HORSESHOE BAY, TX 78657-2118
Document Number	0002105481
Map Reference	VOL 17 PG 65-67
Instrument Date	Jun 4, 2021
Instrument	21-05481
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Municipality	Horseshoe Bay City
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,208.00 (+238.95%)	$1,734,210 (+8.14%) Land $63,060 Building $1,671,150	$1,734,210 (+8.14%) Land $63,060 Building $1,671,150
2025	$6,847.00 (-59.35%) Homeowner's exemption Senior Citizen's exemption	$1,603,710 (+52.6%) Land $60,810 Building $1,542,900	$1,603,710 (+52.6%) Land $60,810 Building $1,542,900
2023	$16,842.00 (+4,539.67%)	$1,050,910 (+5,074.35%) Land $20,310 Building $1,030,600	$1,050,910 (+5,074.35%) Land $20,310 Building $1,030,600
2022	$363.00	$20,310 Land $20,310	$20,310 Land $20,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 138 policies
Nearby Flood Policies	138 in force
Nearby Flood Claims	18 (2018–2021)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2018 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 50% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORSESHOE BAY serves 12,729 people · EPA ID TX1500015
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2024 Total trihalomethanes resolved · Jul 2021 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	Coliform assessment Dec 2016
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VGI Technology Fixed Wireless	1,000 / 200
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Rise Broadband, Zero2 Wireless.

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