116 Water Ln, Spokane, MO 65754 Property Records

Christian County property record for 116 Water Ln, Spokane, MO 65754

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,710 sqft · built 2007
Lot Size	0.253 acres (11,058 sqft)
Owner	2 Owner Names on File
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-0.6-13-2-4-3.023`

Property Details

APN / Parcel Number

Primary APN	`20-0.6-13-2-4-3.023`
Alternative APN	`20-0.6-13-002-004-003.023`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Building Area	2,710 sqft Adjusted Area
1st Floor Area	1,426 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Combination
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,058 sqft (0.253 acres)
Lot Dimensions	194 ft deep x 57.3 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	116 WATER LN
City	SPOKANE
State	MO
Zip	65754-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 VALLEY WOODS PH 2
Legal Range	22
Legal Township	25
Legal Section	13
Legal Subdivision	VALLEY WOODS
Legal Phase	2
Legal Lot Number	9
Jurisdiction	CHRISTIAN MO
Township / Civil Division	SOUTH GALLOWAY
Census Block Group	3
Census Block	3035
Census Tract	20501

Owner

The current owner of 116 Water Ln acquired it in March 2007.

Source: Christian County records, as of January 19, 2026

Owner of Record	2 Owner Names on File
Mailing Address	116 WATER LN, SPOKANE, MO 65754-3000
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2007
Deed Sale	Mar 14, 2007
Deed Document Number	2007004852
Deed Book / Page	2007 / 004852
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	116 WATER LN, SPOKANE, MO 65754-3000
Document Number	0201915993
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 WATER LN SPOKANE MO 657543000, SPOKANE, MO 65754-3000

Mortgage

Document Number	0201915993
Date	Nov 27, 2019
Book Page	002019/015993
Instrument	16150

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 26, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Spokane R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$41,120	$216,400 Land $23,000 Building $193,400
2023	$38,480	$202,500 Land $23,000 Building $179,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Water Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Apr 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Water Ln is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 90% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20