Lorain County property record for 116 Victoria Ct, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,685 sqft · built 2003 |
| Lot Size | 110 acres (4,791,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Oct 2017) |
| Tax Bill | $4,012 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-107-654 |
| Primary APN | 10-00-005-107-654 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,685 sqft Living Area |
| 1st Floor Area | 1,685 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,791,600 sqft (110 acres) |
| Lot Dimensions | 143 ft deep x 51 ft wide |
| Garage Type | Attached |
| Garage Area | 1,164 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 368 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 116 VICTORIA CT |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBIN PARK SUB 10 51.57 X 143.63 |
| Legal Subdivision | ROBIN PARK SUBDIVISION #10 |
| Legal Block | 107 |
| Legal Lot Number | 284 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 71300 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 116 VICTORIA CT, ELYRIA, OH 44035-8731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CLEARPATH LENDING |
| Oct 18, 2017 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2017 · Amount on Record |
| Deed Sale | Oct 19, 2017 · Amount on Record |
| Prior Sale | Dec 5, 2003 |
| Deed Document Number | 2017005975 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 116 VICTORIA CT, ELYRIA, OH 44035-8731 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 116 VICTORIA CT, ELYRIA, OH 44035-8731 |
| Document Number | 0000085368 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026-0085368 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 9, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 116 VICTORIA CT, ELYRIA, OH 44035-8731 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210812650 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021-0812650 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 116 VICTORIA CT, ELYRIA, OH 44035-8731 |
| Document Number | 0000648539 |
| Instrument Date | Oct 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2017 |
| Title Company | REINHARDT AND ASSOC INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 116 VICTORIA CT ELYRIA OH 440358731, ELYRIA, OH 44035-8731 |
| Document Number | 0000648539 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 648539 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2047 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,012.00 | $97,270 (+%) Land $22,050 Building $75,220 | $277,910 (-) Land $63,000 Building $214,910 |
| 2024 | $4,012.00 (+7.13%) | $97,269 (+19.86%) Land $22,050 Building $75,219 | $277,910 (+19.86%) Land $63,000 Building $214,910 |
| 2023 | $3,745.00 (+0.29%) | $81,155 (-0.01%) Land $16,030 Building $65,125 | $231,870 (-) Land $45,800 Building $186,070 |
| 2022 | $3,734.00 | $81,160 Land $16,030 Building $65,130 | |
| 2021 | $231,870 Land $45,800 Building $186,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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