Lorain County property record for 107 Victoria Ct, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,310 sqft · built 2004 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $224,700 (Nov 2004) |
| Tax Bill | $4,259 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017497-7 |
| Primary APN | 017497-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,310 sqft Living Area |
| Gross Area | 3,985 sqft |
| 1st Floor Area | 1,191 sqft |
| Basement Area | 1,191 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 130 ft deep x 71.1 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 017497-7 |
|---|---|
| Street Address | 107 VICTORIA CT |
| City | ELYRIA |
| State | OH |
| Zip | 44035-8731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBIN PARK SUB 10 71.09 X 130.38 S/L 285 LOT # 285 |
| Legal Subdivision | ROBIN PARK SUB |
| Legal Block | 107 |
| Legal Lot Number | 285 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 71300 |
Source: Lorain County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 VICTORIA CT, ELYRIA, OH 44035-8731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage · Partial Claim Mortgage US BANK NA |
| Nov 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Mar 1, 2020 | Loan Modification, Mortgage · Conventional with PMI US BK |
| Sep 19, 2017 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2004 · Amount on Record |
| Deed Sale | Nov 2, 2004 · Amount on Record |
| Prior Sale | Oct 27, 2003 |
| Deed Document Number | 200437058 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 107 VICTORIA CT, ELYRIA, OH 44035-8731 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 107 VICTORIA CT, ELYRIA, OH 44035-8731 |
| Document Number | 0000078171 |
|---|---|
| Date | Dec 9, 2025 |
| Instrument | 2025-0078171 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 107 VICTORIA CT, ELYRIA, OH 44035-8731 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210847352 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021-0847352 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 107 VICTORIA CT, ELYRIA, OH 44035-8731 |
| Document Number | 0000751923 |
| Instrument Date | Mar 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 107 VICTORIA CT ELYRIA OH 440358731, ELYRIA, OH 44035-8731 |
| Document Number | 0000751923 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 751923 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2050 |
| Rate | 3.87% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 107 VICTORIA CT, ELYRIA, OH 44035-8731 |
| Document Number | 0000647276 |
| Instrument Date | Sep 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2017 |
| Title Company | LOAN MODIFICATION SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 107 VICTORIA CT ELYRIA OH 440358731, ELYRIA, OH 44035-8731 |
| Document Number | 0000647276 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 647276 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 9, 2047 |
| Rate | 4.25% |
|---|
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,259.00 | $102,470 (+%) Land $23,100 Building $79,370 | $292,760 (-) Land $66,000 Building $226,760 |
| 2024 | $4,259.00 (+11.11%) | $102,466 (+24.7%) Land $23,100 Building $79,366 | $292,760 (+24.7%) Land $66,000 Building $226,760 |
| 2023 | $3,833.00 (+0.52%) | $82,170 (-) Land $16,030 Building $66,140 | $234,770 (-) Land $45,800 Building $188,970 |
| 2022 | $3,813.00 | $82,170 Land $16,030 Building $66,140 | |
| 2021 | $234,770 Land $45,800 Building $188,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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