116 Terrace Dr, Desoto, TX 75115 Property Records

Dallas County property record for 116 Terrace Dr, Desoto, TX 75115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,453 sqft · built 1963
Lot Size	0.349 acres (15,194 sqft)
Owner	Individual Name on Record
Last Sale	$147,100 (Oct 2019)
Tax Bill	$3,700 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-00150-002-109-0000`

Property Details

APN / Parcel Number

Primary APN	`20-00150-002-109-0000`
Alternative APN	`200015000210900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,453 sqft Living Area
1st Floor Area	1,453 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,194 sqft (0.349 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	200015000210900
Street Address	116 TERRACE DR
City	DESOTO
State	TX
Zip	75115-5753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAILEY ACRES 1 BLK B LT 109 INT201900262976 DD09302019 CO-DC 0015000210900 4CS00150002
Legal Subdivision	BAILEY ACRES 1
Legal Tract	150
Legal Block	B
Legal Lot Number	109
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2016
Census Tract	16628

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 TERRACE DR, DESOTO, TX 75115-5753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 27, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 2, 2019	Intrafamily Transfer, Transfer · FHA Mortgage TOWN SQUARE MORTGAGE & INVESTMENTS
Dec 19, 2018	Deed of Trust, Mortgage BANK OF DESOTO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2019 · Amount on Record
Deed Sale	Oct 2, 2019 · Amount on Record
Deed Document Number	2019262976
Prior Transfer Date	Sep 30, 2019
Prior Transfer Doc	0000262976
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	116 TERRACE DR, DESOTO, TX 75115-5753
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 TERRACE DR, DESOTO, TX 75115-5753

Mortgage

Document Number	0000012760
Date	Jan 22, 2024
Instrument	202400012760

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Oct 1, 2049

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	116 TERRACE DR, DESOTO, TX 75115-5753
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 TERRACE DR, DESOTO, TX 75115-5753

Mortgage

Document Number	0000205706
Date	Jul 27, 2022
Instrument	202200205706

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Oct 1, 2049

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS TX
Recording Date	Oct 2, 2019
Property Address	116 TERRACE DR, DESOTO, TX 75115-5753
Document Number	201900262976
Map Reference	VOL 45 PG 141
Instrument Date	Sep 30, 2019
Instrument	201900262976
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 CREEKVIEW DR W, 110, RED OAK, TX 75154-4022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 TERRACE DR, DESOTO, TX 75115-5753

Mortgage

Document Number	201900262977
Date	Oct 2, 2019
Instrument	201900262977

Lender

Name	TOWN SQUARE MORTGAGE & INVESTMENTS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	116 TERRACE DR, DESOTO, TX 75115-5753
Document Number	0000333450
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CREEKVIEW DR W RED OAK TX 751544022, RED OAK, TX 75154-4022

Mortgage

Document Number	0000333450
Date	Dec 21, 2018
Instrument	333450

Lender

Name	BANK OF DESOTO
Type	Bank
Address	DESOTO, TX 75123

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	DeSoto City
Unified School District	DeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,700 (-) Land $50,000 Building $181,700	$231,700 (-) Land $50,000 Building $181,700
2025	$3,700.00 (-1.91%) Homeowner's exemption	$231,700 (-) Land $50,000 Building $181,700	$231,700 (-) Land $50,000 Building $181,700
2024	$3,772.00 (+12.26%)
2023	$3,360.00 (-7.13%) Homeowner's exemption	$231,700 Land $50,000 Building $181,700	$231,700 Land $50,000 Building $181,700
2022	$3,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DESOTO serves 57,999 people · EPA ID TX0570006
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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