109 Terrace Dr, Desoto, TX 75115 Property Records

Dallas County property record for 109 Terrace Dr, Desoto, TX 75115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1963
Lot Size	0.344 acres (14,962 sqft)
Owner	Individual Name on Record
Last Sale	$254,362 (May 2022)
Tax Bill	$5,819 (2025)
Deeds & Mortgages	May 2022 Mortgage Feb 2022 Sale + 8 more
Flood Zone	Zone X (minimal risk)
APN	`20-00150-001-104-0000`

Property Details

APN / Parcel Number

Primary APN	`20-00150-001-104-0000`
Alternative APN	`200015000110400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,962 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	200015000110400
Street Address	109 TERRACE DR
City	DESOTO
State	TX
Zip	75115-5752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAILEY ACRES 1 BLK A LOT 104 INT202200138218 DD05132022 CO-DC 0015000110400 4CS00150001
Legal Subdivision	BAILEY ACRES 1
Legal Tract	150
Legal Block	A
Legal Lot Number	104
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2017
Census Tract	16628

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12210 HARBOR OAKS DR, MACHESNEY PARK, IL 61115-1046
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Vendor's Lien, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Feb 11, 2022	Warranty Deed, Transfer PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY
Sep 1, 2020	Loan Modification, Mortgage FIRST FIN'L BK&TR
Jun 1, 2020	Loan Modification, Mortgage FIRST FIN'L BK&TR
Mar 1, 2020	Loan Modification, Mortgage NOT AVAILABLE
Feb 1, 2020	Loan Modification, Mortgage NOT AVAILABLE
Feb 1, 2019	Vendor's Lien, Transfer · Commercial Mortgage FIRST FINANCIAL BANK NA
Jul 26, 2018	Deed of Trust, Mortgage FIRST NAT'L BK TOWN SQ
Jun 27, 2018	Warranty Deed, Transfer OTHER
Jun 5, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Feb 11, 2022
Deed Document Number	2022138218
Prior Transfer Date	Jan 30, 2019
Prior Transfer Doc	0000026784
Record Updated	Sep 20, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	May 16, 2022
Property Address	109 TERRACE DR, DESOTO, TX 75115-5752
Document Number	0000138218
Map Reference	VOL 5 PG 141
Instrument Date	May 13, 2022
Instrument	202200138218
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 EXETER RD STE 210, 1900, GERMANTOWN, TN 38138-2954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12210 HARBOR OAKS DR, MACHESNEY PARK, IL 61115-1046

Mortgage

Document Number	0000138219
Date	May 16, 2022
Instrument	202200138219

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Feb 11, 2022
Property Address	109 TERRACE DR, DESOTO, TX 75115-5752
Document Number	0000041288
Map Reference	VOL 45 PG 141
Instrument Date	Feb 9, 2022
Instrument	202200041288
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 WYETH LN, 8, HOCKESSIN, DE 19707-1039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 381887, GERMANTOWN, TN 38183-1887
Investor	Possibly a Property Investor

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DALLAS TX
Property Address	109 TERRACE DR, DESOTO, TX 75115-5752
Document Number	0000266363
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WYETH LN HOCKESSIN DE 197071039, HOCKESSIN, DE 19707-1039

Mortgage

Document Number	0000266363
Date	Sep 30, 2020
Instrument	266363

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	TROPHY CLUB, TX 76262-5422

Agreement

Term	12 Months
Due	Sep 29, 2021

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DALLAS TX
Property Address	109 TERRACE DR, DESOTO, TX 75115-5752
Document Number	0000177227
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 TERRACE DR DESOTO TX 751155752, DESOTO, TX 75115-5752

Mortgage

Document Number	0000177227
Date	Jul 11, 2020
Instrument	177227

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	TROPHY CLUB, TX 76262-5422

Agreement

Term	12 Months
Due	Jul 10, 2021

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DALLAS TX
Property Address	109 TERRACE DR, DESOTO, TX 75115-5752
Document Number	0000150642
Instrument Date	Mar 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WYETH LN HOCKESSIN DE 197071039, HOCKESSIN, DE 19707-1039

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DALLAS TX
Property Address	109 TERRACE DR, DESOTO, TX 75115-5752
Document Number	0000061918
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WYETH LN HOCKESSIN DE 197071039, HOCKESSIN, DE 19707-1039

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Feb 1, 2019
Property Address	109 TERRACE DR, DESOTO, TX 75115-5752
Document Number	0000026784
Map Reference	VOL 45 PG 141
Instrument Date	Jan 30, 2019
Instrument	201900026784
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	PROVIDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 TIMBER CREEK DR, 130, CORDOVA, TN 38018-4200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WYETH LN, HOCKESSIN, DE 19707-1039

Mortgage

Document Number	0000028794
Date	Feb 1, 2019
Instrument	201900028794

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	109 TERRACE DR, DESOTO, TX 75115-5752
Document Number	0000202090
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	130 TIMBER CREEK DR CORDOVA TN 380184234, CORDOVA, TN 38018-4234
Investor	Possibly a Property Investor

Mortgage

Document Number	0000202090
Date	Jul 30, 2018
Instrument	202090

Lender

Name	FIRST NAT'L BK TOWN SQ
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Jun 27, 2018
Property Address	109 TERRACE DR, DESOTO, TX 75115-5752
Document Number	0000170387
Instrument Date	Jun 21, 2018
Instrument	170387
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	130 TIMBER CREEK DR CORDOVA TN 380184234, CORDOVA, TN 38018-4234
Investor	Possibly a Property Investor

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Jun 5, 2018
Property Address	109 TERRACE DR, DESOTO, TX 75115-5752
Document Number	0000145877
Instrument Date	May 25, 2018
Instrument	145877
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 E WHITESTONE BLVD #148-307 CEDAR PARK TX 786131904, 148-30, CEDAR PARK, TX 78613-1904

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	DeSoto City
Unified School District	DeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,110 (-) Land $50,000 Building $188,110	$238,110 (-) Land $50,000 Building $188,110
2025	$5,819.00 (+7.05%)	$238,110 (-) Land $50,000 Building $188,110	$238,110 (-) Land $50,000 Building $188,110
2024	$5,436.00 (-0.88%)
2023	$5,484.00 (-8.93%)	$238,110 Land $50,000 Building $188,110	$238,110 Land $50,000 Building $188,110
2022	$6,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DESOTO serves 57,999 people · EPA ID TX0570006
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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