Craighead County property record for 116 Terra Dr, Bay, AR 72411
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,107 sqft |
| Lot Size | 0.247 acres (10,780 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,095,000 (Dec 2023) |
| Tax Bill | $882 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Dec 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 10-135222-02100 |
| Primary APN | 10-135222-02100 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,107 sqft Living Area |
| 1st Floor Area | 1,107 sqft |
| Utility Area | 78 sqft |
| Flooring | Carpet |
| Exterior Material | Brick/Stone |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,780 sqft (0.247 acres) |
| Garage Type | Carport |
| Garage Area | 403 sqft |
| Carport | Carport |
| Carport Area | 403 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 68 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 116 TERRA DR |
|---|---|
| City | BAY |
| State | AR |
| Zip | 72411-9501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRYS 2ND ADD |
| Legal Range | 05 |
| Legal Township | 13 |
| Legal Section | 22 |
| Legal Subdivision | CHERRYS 2ND ADD |
| Legal Block | B |
| Legal Lot Number | 9 |
| Jurisdiction | CRAIGHEAD AR |
| Township / Civil Division | MAUMELLE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 900 |
116 Terra Dr is owned by a company that bought it in December 2023.
Source: Craighead County records, as of October 1, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 309 W CADRON RIDGE RD, WOOSTER, AR 72181-9703 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK |
| Dec 13, 2023 | Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK |
| Jun 6, 2025 | Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK |
| Feb 2, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2023 · Amount on File |
| Deed Sale | Dec 13, 2023 · Amount on File |
| Prior Sale | Jul 13, 2012 · Amount on File |
| Deed Document Number | 202321853 |
| Prior Transfer Date | Jun 23, 2023 |
| Prior Transfer Doc | 0000013028 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Property Address | 116 TERRA DR, BAY, AR 72411-9501 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2023R017104 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 2023R-017104 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72034 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Property Address | 116 TERRA DR, BAY, AR 72411-9501 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2023R021854 |
|---|---|
| Date | Dec 13, 2023 |
| Instrument | 2023R-021854 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72034 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Property Address | 116 TERRA DR, BAY, AR 72411-9501 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025R010569 |
|---|---|
| Date | Jun 6, 2025 |
| Instrument | 2025R-010569 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72034 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Recording Date | Feb 2, 2023 |
| Property Address | 116 TERRA DR, BAY, AR 72411-9501 |
| Document Number | 2023R001659 |
| Instrument Date | Jan 30, 2023 |
| Instrument | 2023R-001659 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5408 WILDERNESS RUN DR, JONESBORO, AR 72404-8663 |
The 2025 property tax bill for 116 Terra Dr was $882, up 2.7% from the year before.
Source: Craighead County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Craighead County |
| Municipality | Bay City |
| Unified School District | Bay School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $882.00 (+2.68%) | $16,720 Land $1,650 Building $15,070 | $83,600 Land $8,250 Building $75,350 |
| 2024 | $859.00 (+8.19%) | ||
| 2023 | $794.00 | $16,720 Land $1,650 Building $15,070 | $83,600 Land $8,250 Building $75,350 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 116 Terra Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 9 (2001–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Terra Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.5% of Arkansas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY WATERWORKS serves 1,938 people · EPA ID AR0000129 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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