113 Terra Dr, Bay, AR 72411 Property Records

Craighead County property record for 113 Terra Dr, Bay, AR 72411

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,036 sqft
Owner	Company Name on Record
Last Sale	$148,250 (Aug 2022)
Tax Bill	$826 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`10-135222-02900`

Property Details

APN / Parcel Number

Primary APN	`10-135222-02900`
Alternative APN	`825391`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft
Utility Area	64 sqft
Utility Room	Utility Room

Exterior

Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Carport
Carport	Carport
Carport Area	364 sqft
Driveway	Driveway
Driveway Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	80 sqft
Patio Area	100 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	825391
Street Address	113 TERRA DR
City	BAY
State	AR
Zip	72411-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY'S 2ND ADD
Legal Range	05
Legal Township	13
Legal Section	22
Legal Subdivision	CHERRY'S 2ND ADD
Legal Block	C
Legal Lot Number	3
Jurisdiction	CRAIGHEAD AR
Township / Civil Division	MAUMELLE
Census Block Group	2
Census Block	2017
Census Tract	900

Owner

Source: Craighead County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1153, JONESBORO, AR 72403-1153
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Deed Document Number	2022R-017945
Prior Transfer Date	Sep 12, 2011
Prior Transfer Doc	JB2011R-013856
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAIGHEAD AR
Property Address	113 TERRA DR, BAY, AR 72411-9501
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	LENDERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11215 MAIN ST, JONESBORO, AR 72401
Investor	Possibly a Property Investor

Mortgage

Document Number	2022R017946
Date	Aug 12, 2022
Instrument	2022R-017946

Lender

Name	UBANK
Type	Bank
Address	JONESBORO, AR 72405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2042

Tax Assessment & Valuation

Source: Craighead County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Craighead County
Municipality	Bay City
Unified School District	Bay School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$826.00 (-5.28%)	$15,654 (-) Land $1,650 Building $14,004
2023	$872.00	$15,654 Land $1,650 Building $14,004	$78,270 Land $8,250 Building $70,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	9 (2001–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms And Flooding, Dec 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.5% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY WATERWORKS serves 1,938 people · EPA ID AR0000129
Water Source	Groundwater
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20