116 Sunset Dr, Smithton, IL 62285 Property Records

St. Clair County property record for 116 Sunset Dr, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,196 sqft · built 1978
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Mar 2008)
Tax Bill	$4,798 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2025 Mortgage + 2 more
APN	`13-28-0-301-019`

Property Details

APN / Parcel Number

Primary APN	`13-28-0-301-019`

Interior

Full Baths	3 Baths
Building Area	1,196 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	624 sqft

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	116 SUNSET DR
City	SMITHTON
State	IL
Zip	62285-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET TERRACE 2ND ADDITION LOT/SEC-71 A02681358
Legal Subdivision	SUNSET TERRACE 2ND ADDITION
Legal Block	301
Legal Lot Number	71
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3016
Census Tract	503906

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 SUNSET DR, SMITHTON, IL 62285-1436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRANSPORTATION FCU
Oct 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Dec 28, 2020	Quit Claim Deed, Transfer ENDEAVOR CAP
Dec 18, 2017	Deed of Trust, Mortgage · Conventional with PMI ENDEAVOR CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2008 · Amount on Record
Deed Sale	Mar 3, 2008 · Amount on Record
Prior Sale	Dec 22, 2003 · Amount on Record
Deed Document Number	20082092670
Last Transfer Date	Dec 7, 2020
Transfer Doc	00A2681358
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	116 SUNSET DR, SMITHTON, IL 62285-1436
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	TEAM TITLE SERVICES, AMT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02863423
Date	Oct 15, 2025
Instrument	A02863423

Lender

Name	TRANSPORTATION FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 14, 2035

Interest

Rate Type	Fixed Rate
Rate	7.75%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	116 SUNSET DR, SMITHTON, IL 62285-1436
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	TEAM TITLE SERVICES, AMT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SUNSET DR, SMITHTON, IL 62285-1436

Mortgage

Document Number	0A02863412
Date	Oct 15, 2025
Instrument	A02863412

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 28, 2020
Property Address	116 SUNSET DR, SMITHTON, IL 62285-1436
Document Number	00A2681358
Instrument Date	Dec 7, 2020
Instrument	2681358
Transaction Type	Transfer
Record Updated	Mar 2, 2021
Title Company	CHESTERFIELD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 SUNSET DR SMITHTON IL 622851436, SMITHTON, IL 62285-1436

Mortgage

Document Number	A2681359
Date	Dec 28, 2020
Instrument	2681359

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	116 SUNSET DR, SMITHTON, IL 62285-1436
Document Number	00A2562771
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	116 SUNSET DR SMITHTON IL 622851436, SMITHTON, IL 62285-1436

Mortgage

Document Number	00A2562771
Date	Dec 26, 2017
Instrument	2562771

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2047

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,798.00 (+4.4%) Homeowner's exemption	$65,292 (+5.6%) Land $9,764 Building $55,528	$195,876 (+5.6%) Land $29,292 Building $166,584
2024	$4,596.00 (+25.23%)	$61,830 (+17.23%) Land $9,867 Building $51,963	$185,490 (+17.23%) Land $29,601 Building $155,889
2022		$52,742 Land $8,417 Building $44,325	$158,226 Land $25,251 Building $132,975
2019	$3,670.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, Wisper ISP.

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