108 Sunset Dr, Smithton, IL 62285 Property Records

St. Clair County property record for 108 Sunset Dr, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,288 sqft · built 1978
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Tax Bill	$5,045 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Line of Credit
APN	`13-28-0-301-020`

Property Details

APN / Parcel Number

Primary APN	`13-28-0-301-020`

Interior

Full Baths	3 Baths
Building Area	1,288 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	616 sqft

Exterior Amenities

Porch	Slab
Porch Area	568 sqft
Deck Area	55 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	108 SUNSET DR
City	SMITHTON
State	IL
Zip	62285-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET TERRACE 2ND ADDITION LOT/SEC-72 BK 2435-1772
Legal Subdivision	SUNSET TERRACE 2ND ADDITION
Legal Block	301
Legal Lot Number	72
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3016
Census Tract	503906

Owner

108 Sunset Dr is owned and occupied by an individual.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	108 SUNSET DR, SMITHTON, IL 62285-1436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 7, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	108 SUNSET DR, SMITHTON, IL 62285-1436
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02693191
Date	Mar 26, 2021
Instrument	A02693191

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.37%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	108 SUNSET DR, SMITHTON, IL 62285-1436
Document Number	00A2627245
Instrument Date	Sep 7, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SUNSET DR SMITHTON IL 622851436, SMITHTON, IL 62285-1436

Mortgage

Document Number	00A2627245
Date	Sep 20, 2019
Instrument	2627245

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 108 Sunset Dr was $5,045 with exemptions applied.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,045.00	$73,346 Land $11,616 Building $61,730	$220,038 Land $34,848 Building $185,190
2022		$58,627 Land $10,014 Building $48,613	$175,881 Land $30,042 Building $145,839
2019	$3,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 108 Sunset Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 108 Sunset Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, Wisper ISP.

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