Burke County property record for 116 Stephens Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,411 sqft · built 1957 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | 2 Owner Names on Record |
| Tax Bill | $480 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2703686027 |
| Primary APN | 2703686027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,411 sqft Living Area |
| Gross Area | 3,122 sqft |
| 1st Floor Area | 1,411 sqft |
| Basement Area | 1,411 sqft |
| Unfinished Basement | 1,411 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.269 acres) |
| Terrain | Rolling |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Patio Area | 243 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Old Parcel Number | 2703686027 |
|---|---|
| Street Address | 116 STEPHENS DR |
| City | MORGANTON |
| State | NC |
| Zip | 28655-2938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENSITY DIST |
| Legal Description | 116 STEPHENS DR MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20600 |
Source: Burke County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 116 STEPHENS DR, MORGANTON, NC 28655-2938 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 23, 2008 |
| Transfer Doc | 0017570803 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jun 26, 2026 |
| Property Address | 116 STEPHENS DR, MORGANTON, NC 28655-2938 |
| Document Number | 0026005922 |
| Book / Page | 2881 / 401 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202626005922 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 200 MOLLHOLLAND BLVD, MORGANTON, NC 28655-4906 |
| Document Number | 0026005922, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 2881/401 |
| Instrument | 202626005922 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
Source: Burke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $480.00 (+0.21%) | $155,418 (-) Land $17,550 Building $137,868 | $155,418 (-) Land $17,550 Building $137,868 |
| 2023 | $479.00 | $155,418 Land $17,550 Building $137,868 | $155,418 Land $17,550 Building $137,868 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1993–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Compas X-Stream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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