Burke County property record for 115 Stephens Dr, Morganton, NC 28655 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,112 sqft · built 1957 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $234,000 (Jan 2024) |
| Tax Bill | $857 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Jan 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2703687198 |
| Primary APN | 2703687198 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,112 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Basement Area | 752 sqft |
| Unfinished Basement | 752 sqft |
| Flooring | Tile |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 115 STEPHENS DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-2937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 115 STEPHENS DR MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20600 |
Source: Burke County records · APN 2703687198
Assessment roll updated September 25, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 STEPHENS DR, MORGANTON, NC 28655-2937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Feb 08, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Jan 11, 2024 | Special Warranty Deed, Transfer |
| Jan 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 12, 2024 · Amount on Record |
| Deed Sale | Jan 12, 2024 · Amount on Record |
| Deed Document Number | 2024280 |
| Last Transfer Date | Jan 26, 2024 |
| Transfer Doc | 0027280728 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Feb 08, 2024 |
| Property Address | 115 STEPHENS DR, MORGANTON, NC 28655-2937 |
| Document Number | 0027280728 |
| Book / Page | 2728 / 728 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 2024001073 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 132 HILLTOP ST, MORGANTON, NC 28655-2914 |
| Name | Verified Name |
|---|---|
| Address | 115 STEPHENS DR, MORGANTON, NC 28655-2937 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jan 11, 2024 |
| Property Address | 115 STEPHENS DR, MORGANTON, NC 28655-2937 |
| Document Number | 0027240837 |
| Book / Page | 2724 / 837 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 2024000241 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1788 RABON RD, MONTICELLO, FL 32344 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jan 12, 2024 |
| Property Address | 115 STEPHENS DR, MORGANTON, NC 28655-2937 |
| Document Number | 0027250036 |
| Book / Page | 2725 / 36 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 2024000280 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $468.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 STEPHENS DR, MORGANTON, NC 28655-2937 |
| Document Number | 2024000281 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 2024000281 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $857.00 (+4.77%) | $137,036 (+5.06%) Land $18,850 Building $118,186 | $137,036 (+5.06%) Land $18,850 Building $118,186 |
| 2023 | $818.00 | $130,442 Land $18,850 Building $111,592 | $130,442 Land $18,850 Building $111,592 |
Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230206002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1993–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 237 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| City of Morganton | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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