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116 Sprague Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 116 Sprague Ave, Berthoud, CO 80513 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,636 sqft Living Area
Lot Size26,136 sqft (0.6 acres)
OccupancyOwner Occupied
Last Sale$630,000 (2024)
Tax Bill$3,371.00 (2025)

Property Details

APN / Parcel Number

Primary APN04211-05-005
Alternative APN
  • R0600296

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,636 sqft Living Area
Upper Floors154 sqft Upper Floors
Basement Area874 sqft Basement
Stories2 Stories
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 2018
Architectural StyleOther Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Foundation TypeStone Foundation
Roof ConstructionHip Roof Construction
Roof MaterialMetal Roof
Lot Area26,136 sqft (0.6 acres)

Exterior Amenities

Balcony Area150 sqft Balcony
BalconyBalcony
Patio Area154 sqft Patio
PorchPorch
TopographyGentle Slope Topography

Utilities and HVAC

Cooling SystemNone Cooling
SewageSeptic Sewage

Location & Zoning

Account NumberR0600296
Old Parcel Number0421105005
Street Address116 SPRAGUE AVE
CityBERTHOUD
StateCO
Zip80513-8946
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 5, CARTER LAKE HTS
Legal Range70
Legal Township04
Legal Section21
Legal QuarterNE
Legal SubdivisionCARTER LAKE HEIGHTS
Legal Block5
Legal Lot Number5
JurisdictionLARIMER CO
Minor Civil DivisionBERTHOUD
Census Blockgroup1
Census Block1042
Census Tract2601

Owner

Source: Larimer County records · APN 04211-05-005

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address116 SPRAGUE AVE, BERTHOUD, CO 80513-8946
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2022Special Warranty Deed, Transfer · Veterans Administration Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 09, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Sep 22, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF OMAHA
Apr 27, 2018Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 20, 2024 · Amount on Record
Deed SaleJun 20, 2024 · Amount on Record
Prior SaleSep 22, 2022 · Amount on Record
Deed Doc Number20240024744
Record RefreshedJun 08, 2026

September 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLARIMER CO
Recording DateSep 22, 2022
Property Address116 SPRAGUE AVE, BERTHOUD, CO 80513-8946
Document Number0000057831
Instrument DateSep 21, 2022
Instrument20220057831
Transaction TypeTransfer
Record UpdatedSep 28, 2022
Title Company8Z TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$57.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 SPRAGUE AVE, BERTHOUD, CO 80513-8946

Mortgage

Document Number0000057832
DateSep 22, 2022
Instrument20220057832
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address116 SPRAGUE AVE, BERTHOUD, CO 80513-8946
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001425
DateJan 09, 2017
Instrument20170001425
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLARIMER CO
Recording DateSep 22, 2020
Property Address116 SPRAGUE AVE, BERTHOUD, CO 80513-8946
Document Number0000076706
Instrument DateSep 21, 2020
Instrument20200076706
Transaction TypeTransfer
Record UpdatedMar 28, 2022
Title CompanyUNIFIED TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$44.90
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address116 SPRAGUE AVE, BERTHOUD, CO 80513-8946

Mortgage

Document Number0000076707
DateSep 22, 2020
Instrument20200076707
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2035

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLARIMER CO
Recording DateApr 27, 2018
Property Address116 SPRAGUE AVE, BERTHOUD, CO 80513-8946
Document Number0000024608
Instrument DateApr 27, 2018
Instrument24608
Transaction TypeTransfer
Record UpdatedMay 07, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$22.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 SPRAGUE AVE BERTHOUD CO 805138946, BERTHOUD, CO 80513-8946

Tax Assessment & Valuation

Source: Larimer County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateColorado
CountyLarimer County
Unified School DistrictThompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,371.00 (+14.5%)$30,688 (-5.81%) Land $6,188 Building $24,500$491,000 (+0.97%) Land $99,000 Building $392,000
2023$2,944.00 (+13.23%)$32,582 (+30.91%) Land $5,896 Building $26,686$486,300 (+35.8%) Land $88,000 Building $398,300
2022$2,600.00$24,888 Land $4,107 Building $20,781$358,100 Land $59,100 Building $299,000

Flood & Wildfire

116 Sprague Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Very High risk).

Flood

Source: FEMA National Flood Hazard Layer · Larimer County (08069C), updated September 30, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesVery High
91st percentile of exposed land nationally · 95th in Colorado
Wildfire LikelihoodVery High — about 1 in 87 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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