116 Speegle Ct, Cedar Creek, TX 78612 Property Records

Bastrop County property record for 116 Speegle Ct, Cedar Creek, TX 78612

Property Summary

Property Type	Single Family Home
Details	1,829 sqft · built 2003
Lot Size	1.26 acres (55,234 sqft)
Owner	Individual Name on Record
Last Sale	$386,765 (Jun 2026)
Tax Bill	$6,666 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R90378`

Property Details

APN / Parcel Number

Primary APN	`R90378`
Alternative APN	`O0226118`

Interior

Stories	1 Story
Building Area	1,829 sqft Living Area
Gross Area	2,264 sqft
1st Floor Area	1,829 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	55,234 sqft (1.26 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	116 SPEEGLE CT
City	CEDAR CREEK
State	TX
Zip	78612-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE HOMESTEAD ON HOBBS CREEK PHASE TWO, BLOCK B, LOT 57, ACRES 1.2680
Legal Subdivision	S8042 - THE HOMESTEAD ON HOBBS CREEK PHA
Legal Block	B
Legal Lot Number	57
Jurisdiction	BASTROP TX
Township / Civil Division	CEDAR CREEK-RED ROCK
Census Block Group	2
Census Block	2003
Census Tract	950303

Owner

Source: Bastrop County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	116 SPEEGLE CT, CEDAR CREEK, TX 78612-3818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Sep 4, 2015 · Amount on Record
Deed Document Number	202610132
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BASTROP TX
Recording Date	Jun 16, 2026
Property Address	116 SPEEGLE CT, CEDAR CREEK, TX 78612-3818
Document Number	0000010132
Instrument Date	Jun 12, 2026
Instrument	202610132
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	SABE TITLE, SABINE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SPEEGLE CT, CEDAR CREEK, TX 78612-3818

Mortgage

Document Number	0000010133,
Date	Jun 16, 2026
Instrument	202610133

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	116 SPEEGLE CT, CEDAR CREEK, TX 78612-3818
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202116217
Date	Aug 2, 2021
Instrument	202116217

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Bastrop Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,666.00 (+0.54%)	$396,478 (-8.64%) Land $185,889 Building $210,589	$396,478 (-8.64%) Land $185,889 Building $210,589
2024	$6,630.00
2023		$433,950 Land $185,889 Building $248,061	$433,950 Land $185,889 Building $248,061
2022	$7,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, VTX Communications.

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