105 Speegle Ct, Cedar Creek, TX 78612 Property Records

Bastrop County property record for 105 Speegle Ct, Cedar Creek, TX 78612

Property Summary

Property Type	Single Family Home
Details	1,838 sqft · built 2003
Lot Size	1.01 acres (44,039 sqft)
Owner	2 Individual Names on File
Last Sale	$411,600 (Oct 2023)
Tax Bill	$1,821 (2023)
Deeds & Mortgages	Jul 2024 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R90382`

Property Details

APN / Parcel Number

Primary APN	`R90382`
Alternative APN	`O0224604`

Interior

Stories	1 Story
Building Area	1,838 sqft Living Area
Gross Area	2,273 sqft
1st Floor Area	1,838 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	44,039 sqft (1.01 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	407 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	105 SPEEGLE CT
City	CEDAR CREEK
State	TX
Zip	78612-3819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE HOMESTEAD ON HOBBS CREEK PHASE TWO, BLOCK B, LOT 61, ACRES 1.0110
Legal Subdivision	S8042 - THE HOMESTEAD ON HOBBS CREEK PHA
Legal Block	B
Legal Lot Number	61
Jurisdiction	BASTROP TX
Township / Civil Division	CEDAR CREEK-RED ROCK
Census Block Group	2
Census Block	2003
Census Tract	950303

Owner

105 Speegle Ct is owned and occupied by two individuals who bought it in October 2023.

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 SPEEGLE CT, CEDAR CREEK, TX 78612-3819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2024	Deed of Trust, Mortgage · VA Mortgage SAXTON MORTGAGE LLC
Dec 22, 2025	Deed of Trust, Mortgage · VA Mortgage NEW ERA LENDING LLC
Oct 17, 2023	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on File
Deed Sale	Oct 17, 2023 · Amount on File
Prior Sale	Apr 30, 2015
Deed Document Number	202315550
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	105 SPEEGLE CT, CEDAR CREEK, TX 78612-3819
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SPEEGLE CT, CEDAR CREEK, TX 78612-3819
Investor	Possibly a Property Investor

Mortgage

Document Number	0202410943
Date	Jul 9, 2024
Instrument	202410943

Lender

Name	SAXTON MORTGAGE LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	VA Mortgage
Amount	Amount on Record

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	105 SPEEGLE CT, CEDAR CREEK, TX 78612-3819
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SPEEGLE CT, CEDAR CREEK, TX 78612-3819
Investor	Possibly a Property Investor

Mortgage

Document Number	0202521129
Date	Dec 22, 2025
Instrument	202521129

Lender

Name	NEW ERA LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77077

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Oct 17, 2023
Property Address	105 SPEEGLE CT, CEDAR CREEK, TX 78612-3819
Document Number	0202315550
Map Reference	CAB 4 SL 41B
Instrument Date	Oct 12, 2023
Instrument	202315550
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	AUSTIN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SPEEGLE CT, CEDAR CREEK, TX 78612-3819
Investor	Possibly a Property Investor

Mortgage

Document Number	0202315551
Date	Oct 17, 2023
Instrument	202315551

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Bastrop Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$406,739 Land $161,204 Building $245,535	$406,739 Land $161,204 Building $245,535
2023	$1,821.00 (-48.21%) Homeowner's exemption Senior Citizen's exemption	$448,005 Land $161,204 Building $286,801	$448,005 Land $161,204 Building $286,801
2022	$3,516.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Speegle Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Speegle Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, VTX Communications.

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