Contra Costa County property record for 116 Spears Cir, Richmond, CA 94801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,401 sqft · built 2007 |
| Lot Size | 0.06 acres (2,600 sqft) |
| Owner | Company Name on File |
| Last Sale | $805,000 (May 2021) |
| Tax Bill | $11,918 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 408-250-029-1 |
| Primary APN | 408-250-029-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,401 sqft Living Area |
| 1st Floor Area | 1,047 sqft |
| 2nd Floor Area | 1,354 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 2,600 sqft (0.06 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 116 SPEARS CIR |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94801-1728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | T8755 L110 |
| Legal Subdivision | SUBDIVISION 8755 |
| Legal Tract | 8755 |
| Legal Lot Number | 110 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 365002 |
Source: Contra Costa County assessment roll, APN 408-250-029-1, as of July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 116 SPEARS CIR, RICHMOND, CA 94801-1728 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RECOVCO MORTGAGE MANAGEMENT LLC |
| May 17, 2021 | Grant Deed, Transfer · Conventional Mortgage PARKSIDE LENDING LLC |
| Apr 20, 2017 | Grant Deed, Transfer · Conventional Mortgage COMMERCE MORTGAGE |
| Feb 27, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2021 · Amount on Record |
| Deed Sale | May 17, 2021 · Amount on Record |
| Prior Sale | Apr 20, 2017 · Amount on Record |
| Deed Document Number | 2021146450 |
| Prior Transfer Date | Feb 11, 2013 |
| Prior Transfer Doc | 0000042668 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 116 SPEARS CIR, RICHMOND, CA 94801-1728 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 116 SPEARS CIR, RICHMOND, CA 94801-1728 |
| Document Number | 0000247764 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2020-247764 |
| Name | RECOVCO MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | IRVING, TX 75038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 17, 2021 |
| Property Address | 116 SPEARS CIR, RICHMOND, CA 94801-1728 |
| Document Number | 0000146450 |
| Map Reference | MB 483 PG 20-31 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021-146450 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 116 SPEARS CIR, RICHMOND, CA 94801-1728 |
| Document Number | 0000146451 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021-146451 |
| Name | PARKSIDE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 20, 2017 |
| Property Address | 116 SPEARS CIR, RICHMOND, CA 94801-1728 |
| Document Number | 0000069009 |
| Map Reference | MB483 PG20-31 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 2017-069009 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 116 SPEARS CIR, RICHMOND, CA 94801-1728 |
| Document Number | 0000069010 |
|---|---|
| Date | Apr 20, 2017 |
| Instrument | 2017-069010 |
| Name | COMMERCE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 27, 2017 |
| Property Address | 116 SPEARS CIR, RICHMOND, CA 94801-1728 |
| Document Number | 0000035145 |
| Instrument Date | Feb 20, 2017 |
| Instrument | 35145 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 116 SPEARS CIR RICHMOND CA 948011728, RICHMOND, CA 94801-1728 |
Source: Contra Costa County assessment roll as of July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $739,000 (-2.89%) Land $275,403 Building $463,597 | |
| 2025 | $11,918.00 (+5.66%) Homeowner's exemption | $761,000 (+5.55%) Land $283,603 Building $477,397 |
| 2023 | $11,280.00 (-10.5%) Homeowner's exemption | $721,000 Land $269,000 Building $452,000 |
| 2022 | $12,604.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), as of October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133650021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1982–2000) |
| Most Recent Claim | Feb 2000 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 692 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: Etheric Communications, LLC., T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System, water system CA0110005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST BAY MUD serves 1,468,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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