112 Spears Cir, Richmond, CA 94801 Property Records

Contra Costa County property record for 112 Spears Cir, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,067 sqft · built 2007
Lot Size	0.06 acres (2,600 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Jul 2024)
Tax Bill	$12,035 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`408-250-028-3`

Property Details

APN / Parcel Number

Primary APN	`408-250-028-3`
Alternative APN	`408-250-028`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,067 sqft Living Area
1st Floor Area	895 sqft
2nd Floor Area	1,172 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	2,600 sqft (0.06 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	112 SPEARS CIR
City	RICHMOND
State	CA
Zip	94801-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T8755 L109
Legal Subdivision	SUBDIVISION 8755
Legal Tract	8755
Legal Lot Number	109
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1004
Census Tract	365002

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	112 SPEARS CIR, RICHMOND, CA 94801-1728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 6, 2020	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA
Jan 6, 2020	Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	202469927
Prior Transfer Date	Dec 26, 2019
Prior Transfer Doc	0000001882
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	112 SPEARS CIR, RICHMOND, CA 94801-1728
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SPEARS CIR, RICHMOND, CA 94801-1728

Mortgage

Document Number	0000231158
Date	Oct 8, 2020
Instrument	2020-231158

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 6, 2020
Property Address	112 SPEARS CIR, RICHMOND, CA 94801-1728
Document Number	0000001882
Instrument Date	Dec 26, 2019
Instrument	1882
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1095 GENEVA AVE SAN FRANCISCO CA 941123847, SAN FRANCISCO, CA 94112-3847

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 6, 2020
Property Address	112 SPEARS CIR, RICHMOND, CA 94801-1728
Document Number	0000001883
Map Reference	MB 483 PG 20-31
Instrument Date	Dec 11, 2019
Instrument	2020-001883
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1095 GENEVA AVE, SAN FRANCISCO, CA 94112-3847

Mortgage

Document Number	0000001884
Date	Jan 6, 2020
Instrument	2020-001884

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$780,300 (+2%) Land $306,000 Building $474,300
2025	$12,035.00 (+26.79%)	$765,000 (+31.17%) Land $300,000 Building $465,000
2023	$9,492.00 (+1.44%) Homeowner's exemption	$583,191 Land $210,235 Building $372,956
2022	$9,357.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1982–2000)
Most Recent Claim	Feb 2000 · river or lake flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Communications, LLC., T-Mobile USA, Verizon.

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