116 Simmons Rd, Saluda, SC 29138 Property Records

Saluda County property record for 116 Simmons Rd, Saluda, SC 29138

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,850 sqft · built 1988
Lot Size	1.9 acres (82,764 sqft)
Owner	Trust Name on File
Tax Bill	$964 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060-00-00-049`

Property Details

APN / Parcel Number

Primary APN	`060-00-00-049`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,850 sqft Living Area
1st Floor Area	1,850 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	82,764 sqft (1.9 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	116 SIMMONS RD
City	SALUDA
State	SC
Zip	29138-7873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED REF 101-18/419-213/1348-130 PLAT REF CAB A SL 51-4
Jurisdiction	SALUDA SC
Township / Civil Division	SALUDA
Census Block Group	4
Census Block	4012
Census Tract	960201

Owner

116 Simmons Rd is owner-occupied and held in a trust since December 2021.

Source: Saluda County records, as of December 29, 2025

Owner of Record	Trust Name on File
Mailing Address	116 SIMMONS RD, SALUDA, SC 29138-7873
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 3, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Jun 3, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 28, 2021
Transfer Doc	001348/0130
Record Updated	Jun 8, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALUDA SC
Recording Date	Jan 10, 2022
Property Address	116 SIMMONS RD, SALUDA, SC 29138-7873
Document Number	001348/0130
Book / Page	1348 / 130
Instrument Date	Dec 28, 2021
Instrument	20220-00006469
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	116 SIMMONS RD, SALUDA, SC 29138-7873

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALUDA SC
Property Address	116 SIMMONS RD, SALUDA, SC 29138-7873
Document Number	0000001136
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SIMMONS RD SALUDA SC 291387873, SALUDA, SC 29138-7873

Mortgage

Document Number	0000001136
Date	Jun 8, 2020
Book Page	001266/000092
Instrument	1136

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 7, 2045

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALUDA SC
Property Address	116 SIMMONS RD, SALUDA, SC 29138-7873
Document Number	0000001135
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SIMMONS RD SALUDA SC 291387873, SALUDA, SC 29138-7873

Mortgage

Document Number	0000001135
Date	Jun 8, 2020
Book Page	001266/000082
Instrument	1135

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 7, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 116 Simmons Rd was $964 with a homeowner's exemption, down 4.9% from the year before.

Source: Saluda County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Saluda County
Unified School District	Saluda County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$964.00 (-4.93%) Homeowner's exemption	$4,680 (-) Land $470 Building $4,210	$117,000 (-) Land $11,800 Building $105,200
2024	$1,014.00 (+16.28%) Homeowner's exemption	$4,680 (-) Land $470 Building $4,210	$117,000 (-) Land $11,800 Building $105,200
2023	$872.00 (+5.06%) Homeowner's exemption	$4,680 (-) Land $470 Building $4,210	$117,000 (-) Land $11,800 Building $105,200
2022	$830.00 Homeowner's exemption	$4,680 Land $470 Building $4,210	$117,000 Land $11,800 Building $105,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Simmons Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 27, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Simmons Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

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