116 Silver Ridge Dr, Central, SC 29630 Property Records

Pickens County property record for 116 Silver Ridge Dr, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,586 sqft · built 2007
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on File
Last Sale	$256,500 (Sep 2017)
Tax Bill	$1,091 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4067-00-15-2106`

Property Details

APN / Parcel Number

Primary APN	`4067-00-15-2106`
Alternative APN	`R0076356`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,586 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	53,143 sqft (1.22 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	160 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0076356
Street Address	116 SILVER RIDGE DR
City	CENTRAL
State	SC
Zip	29630-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER CREEK, LOT 030, PLAT 556/13
Legal Subdivision	SILVER CREEK
Legal Tract	2
Legal Block	15
Legal Lot Number	30
Jurisdiction	PICKENS SC
Township / Civil Division	SIX MILE
Census Block Group	1
Census Block	1006
Census Tract	10302

Owner

116 Silver Ridge Dr is owned and occupied by two individuals who acquired it in October 2017.

Source: Pickens County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	116 SILVER RIDGE DR, CENTRAL, SC 29630-2810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 17, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 27, 2017	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on File
Deed Sale	Sep 27, 2017 · Amount on File
Prior Sale	Sep 27, 2017 · Amount on File
Deed Document Number	0000015365
Deed Book / Page	001897 / 000149
Last Transfer Date	Oct 17, 2017
Transfer Doc	0000016456
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	116 SILVER RIDGE DR, CENTRAL, SC 29630-2810
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013835
Date	Sep 11, 2019
Book Page	5538/034
Instrument	201913835

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	116 SILVER RIDGE DR, CENTRAL, SC 29630-2810
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008019
Date	Jun 10, 2020
Book Page	5668/72
Instrument	202008019

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Oct 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	116 SILVER RIDGE DR, CENTRAL, SC 29630-2810
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007725
Date	Apr 22, 2021
Book Page	5889/62
Instrument	202107725

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PICKENS SC
Recording Date	Oct 17, 2017
Property Address	116 SILVER RIDGE DR, CENTRAL, SC 29630-2810
Document Number	0000016456
Book / Page	001902 / 000234
Instrument Date	Oct 5, 2017
Instrument	16456
Transaction Type	Transfer
Record Updated	Nov 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 SILVER RIDGE DR CENTRAL SC 296302810, CENTRAL, SC 29630-2810

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS SC
Recording Date	Sep 27, 2017
Property Address	116 SILVER RIDGE DR, CENTRAL, SC 29630-2810
Document Number	0000015365
Book / Page	001897 / 000149
Instrument Date	Sep 22, 2017
Instrument	15365
Transaction Type	Transfer
Record Updated	Oct 16, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$949.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SILVER RIDGE DR CENTRAL SC 296302810, CENTRAL, SC 29630-2810

Mortgage

Document Number	15366
Date	Sep 27, 2017
Book Page	005254/000314
Instrument	15366

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 116 Silver Ridge Dr was $1,091, down 12.2% from the year before.

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,091.00 (-12.16%)	$11,890 (+14.99%) Land $920 Building $10,970	$359,300 (+38.99%) Land $27,800 Building $331,500
2024	$1,242.00 (+1.55%)	$10,340 (-) Land $800 Building $9,540	$258,500 (-) Land $20,000 Building $238,500
2023	$1,223.00 (-1.92%)	$10,340 (-) Land $800 Building $9,540	$258,500 (-) Land $20,000 Building $238,500
2022	$1,247.00	$10,340 Land $800 Building $9,540	$258,500 Land $20,000 Building $238,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 Silver Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Silver Ridge Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASLEY CENTRAL W/D #1 serves 3,283 people · EPA ID SC3920001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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