105 Silver Ridge Dr, Central, SC 29630 Property Records

Pickens County property record for 105 Silver Ridge Dr, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,432 sqft · built 2008
Lot Size	0.679 acres (29,577 sqft)
Owner	2 Trust Names on File
Last Sale	$269,500 (Apr 2009)
Tax Bill	$1,360 (2025)
Deeds & Mortgages	Nov 2025 Transfer Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4067-00-14-4899`

Property Details

APN / Parcel Number

Primary APN	`4067-00-14-4899`
Alternative APN	`R0076351`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,432 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	29,577 sqft (0.679 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	68 sqft
Deck Area	187 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	R0076351
Street Address	105 SILVER RIDGE DR
City	CENTRAL
State	SC
Zip	29630-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER CREEK, LOT 002, PLAT 556/13
Legal Subdivision	SILVER CREEK
Legal Tract	2
Legal Block	14
Legal Lot Number	2
Jurisdiction	PICKENS SC
Township / Civil Division	SIX MILE
Census Block Group	1
Census Block	1006
Census Tract	10302

Owner

105 Silver Ridge Dr is owner-occupied and held in a trust since April 2025.

Source: Pickens County records, as of July 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	105 SILVER RIDGE DR, CENTRAL, SC 29630-2810
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Intrafamily Transfer, Transfer
Sep 24, 2019	Deed of Trust, Mortgage · FHA Mortgage E MORTGAGE MANAGEMENT LLC
Dec 16, 2020	Loan Modification, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2009 · Amount on File
Deed Sale	Apr 28, 2009 · Amount on File
Prior Sale	Feb 19, 2008 · Amount on File
Deed Document Number	20096724
Deed Book / Page	1249 / 173
Last Transfer Date	Apr 7, 2025
Transfer Doc	0000005396
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PICKENS SC
Recording Date	Nov 19, 2025
Property Address	105 SILVER RIDGE DR, CENTRAL, SC 29630-2810
Document Number	0000017262
Book / Page	2887 / 251
Map Reference	MB 556 PG 13&14
Instrument Date	Nov 14, 2025
Instrument	202517262
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	105 SILVER RIDGE DR, CENTRAL, SC 29630-2810

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	105 SILVER RIDGE DR, CENTRAL, SC 29630-2810
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014590
Date	Sep 24, 2019
Book Page	5544/031
Instrument	201914590

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PICKENS SC
Property Address	105 SILVER RIDGE DR, CENTRAL, SC 29630-2810
Document Number	0000007398
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 SILVER RIDGE DR CENTRAL SC 296302810, CENTRAL, SC 29630-2810

Mortgage

Document Number	0000007398
Date	Apr 19, 2021
Book Page	005886/000060
Instrument	7398

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2051

Interest

Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 105 Silver Ridge Dr was $1,360, up 5.7% from the year before.

Source: Pickens County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,360.00 (+5.67%)	$12,330 (+15.02%) Land $920 Building $11,410	$372,600 (+39.03%) Land $27,800 Building $344,800
2024	$1,287.00 (+1.5%)	$10,720 (-) Land $800 Building $9,920	$268,000 (-) Land $20,000 Building $248,000
2023	$1,268.00 (-1.93%)	$10,720 (-) Land $800 Building $9,920	$268,000 (-) Land $20,000 Building $248,000
2022	$1,293.00	$10,720 Land $800 Building $9,920	$268,000 Land $20,000 Building $248,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 Silver Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Silver Ridge Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASLEY CENTRAL W/D #1 serves 3,283 people · EPA ID SC3920001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Silver Ridge Dr

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