116 Shell Ct, Sneads Ferry, NC 28460 Property Records

Onslow County property record for 116 Shell Ct, Sneads Ferry, NC 28460

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,908 sqft · built 2011
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Sep 2025)
Tax Bill	$1,860 (2026)
Deeds & Mortgages	Sep 2025 Sale Jul 2023 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`773B-244`

Property Details

APN / Parcel Number

Primary APN	`773B-244`
Alternative APNs	`490023942` `472374000` `047736`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490023942
Street Address	116 SHELL CT
City	SNEADS FERRY
State	NC
Zip	28460-9550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L50 BJ CHADWICK SHORES
Legal Subdivision	CHADWICK SHORES
Legal Block	J
Legal Lot Number	50
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	3
Census Block	3010
Census Tract	405

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 SHELL CT, SNEADS FERRY, NC 28460-9550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Warranty Deed, Transfer
Jul 26, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 6, 2021	Warranty Deed, Transfer · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	May 6, 2021 · Amount on Record
Deed Book / Page	6430 / 82
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 5, 2025
Property Address	116 SHELL CT, SNEADS FERRY, NC 28460-9550
Document Number	0064300082
Book / Page	6430 / 82
Map Reference	MB 19 PG 75&76
Instrument Date	Sep 2, 2025
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Amount	Amount Recorded
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12125 POWER RD, QUANTICO, VA 22134-2078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SHELL CT, SNEADS FERRY, NC 28460-9550

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	116 SHELL CT, SNEADS FERRY, NC 28460-9550
Transaction Type	Mortgage
Record Updated	Aug 9, 2023
Title Company	SERVICELINK PITTSBURGH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SHELL CT, SNEADS FERRY, NC 28460-9550

Mortgage

Document Number	0060060684
Date	Jul 26, 2023
Book Page	6006/684

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 6, 2021
Property Address	116 SHELL CT, SNEADS FERRY, NC 28460-9550
Document Number	0054540903
Book / Page	5454 / 903
Map Reference	MB 19 PG 75&76
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 BAKER AVE, 8, LEXINGTON, MA 02421-6204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SHELL CT, SNEADS FERRY, NC 28460-9550

Mortgage

Document Number	0005454910
Date	May 6, 2021
Instrument	5454/910

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,860.00	$374,560 (+31.86%) Land $55,000 Building $319,560	$374,560 (+31.86%) Land $55,000 Building $319,560
2025	$1,860.00	$284,049 (-) Land $38,000 Building $246,049	$284,049 (-) Land $38,000 Building $246,049
2023	$1,860.00	$284,049 Land $38,000 Building $246,049	$284,049 Land $38,000 Building $246,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 470 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	470 in force
Nearby Flood Claims	44 (1996–2018)
Claims Outside the SFHA	1 of 44
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 32 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Hurricane Fran, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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