109 Shell Ct, Sneads Ferry, NC 28460 Property Records

Onslow County property record for 109 Shell Ct, Sneads Ferry, NC 28460

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,690 sqft · built 2011
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jun 2023)
Tax Bill	$1,795 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`773B-246`

Property Details

APN / Parcel Number

Primary APN	`773B-246`
Alternative APNs	`0494838000` `436806000` `494838000` `047738`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,690 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	494838000
Street Address	109 SHELL CT
City	SNEADS FERRY
State	NC
Zip	28460-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L52 BJ CHADWICK SHORES
Legal Subdivision	CHADWICK SHORES
Legal Block	J
Legal Lot Number	52
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	3
Census Block	3010
Census Tract	405

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 SHELL CT, SNEADS FERRY, NC 28460-9506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Nov 2, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2023 · Amount on Record
Deed Sale	Jun 6, 2023 · Amount on Record
Prior Sale	Nov 2, 2017 · Amount on Record
Deed Book / Page	5976 / 862
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 6, 2023
Property Address	109 SHELL CT, SNEADS FERRY, NC 28460-9506
Document Number	0059760862
Book / Page	5976 / 862
Map Reference	MB 19 PG 75&76
Instrument Date	Apr 21, 2023
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SHELL CT, SNEADS FERRY, NC 28460-9506

Mortgage

Document Number	0005976867
Date	Jun 6, 2023
Instrument	5976-867

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 2, 2017
Property Address	109 SHELL CT, SNEADS FERRY, NC 28460-9506
Document Number	0046960654
Book / Page	004696 / 000654
Instrument Date	Oct 2, 2017
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$394.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SHELL CT SNEADS FERRY NC 284609506, SNEADS FERRY, NC 28460-9506

Mortgage

Document Number	46960659
Date	Nov 2, 2017
Book Page	004696/000659

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,795.00	$361,353 (+31.8%) Land $55,000 Building $306,353	$361,353 (+31.8%) Land $55,000 Building $306,353
2023	$1,795.00	$274,178 Land $38,000 Building $236,178	$274,178 Land $38,000 Building $236,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 470 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	470 in force
Nearby Flood Claims	44 (1996–2018)
Claims Outside the SFHA	1 of 44
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 32 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Hurricane Fran, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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