116 S Cedar St, Boone, IA 50036 Property Records

Boone County property record for 116 S Cedar St, Boone, IA 50036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,789 sqft · built 1920
Lot Size	0.176 acres (7,668 sqft)
Owner	Individual Name on Record
Last Sale	$196,500 (Jul 2019)
Tax Bill	$4,510 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088426273282019`

Property Details

APN / Parcel Number

Primary APN	`088426273282019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,789 sqft Living Area
1st Floor Area	784 sqft
Basement Area	1,064 sqft
Finished Basement	400 sqft
Sunroom	Sunroom
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,668 sqft (0.176 acres)
Lot Dimensions	108 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	534 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	116 S CEDAR ST
City	BOONE
State	IA
Zip	50036-4333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	GARST 1ST ADD S 1/2 OF LOTS 6 & 7 BLOCK 2 NW SW
Legal Range	26
Legal Township	84
Legal Section	27
Legal Subdivision	GARST 1ST ADD
Legal Block	2
Legal Lot Number	6,7 7
Jurisdiction	BOONE IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2009
Census Tract	20300

Owner

Source: Boone County records, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	116 S CEDAR ST, BOONE, IA 50036-4333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK OF IOWA
Jul 18, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2019 · Amount on Record
Deed Sale	Jul 18, 2019 · Amount on Record
Deed Document Number	192477
Deed Book / Page	2019 / 2477
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	116 S CEDAR ST, BOONE, IA 50036-4333
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202791
Date	Jun 19, 2020
Instrument	202791

Lender

Name	VISION BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IA
Recording Date	Jul 18, 2019
Property Address	116 S CEDAR ST, BOONE, IA 50036-4333
Document Number	02019/2477
Book / Page	2019 / 2477
Instrument Date	Jul 15, 2019
Instrument	192477
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 S CEDAR ST, BOONE, IA 50036-4333

Mortgage

Document Number	02019/2478
Date	Jul 18, 2019
Book Page	2019/2478
Instrument	192478

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Boone County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Boone County
Municipality	Boone City
Unified School District	Boone Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$280,940 (+14.72%) Land $39,360 Building $241,580	$280,940 (+14.72%) Land $39,360 Building $241,580
2024	$4,510.00 (+6.52%)
2023		$244,891 Land $28,116 Building $216,775	$244,891 Land $28,116 Building $216,775
2022	$4,234.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ogden Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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