108 S Cedar St, Boone, IA 50036 Property Records

Boone County property record for 108 S Cedar St, Boone, IA 50036

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,573 sqft · built 1916
Lot Size	0.176 acres (7,668 sqft)
Owner	Individual Name on Record
Last Sale	$129,500 (Oct 2009)
Tax Bill	$3,226 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jan 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`088426273282018`

Property Details

APN / Parcel Number

Primary APN	`088426273282018`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,573 sqft Living Area
1st Floor Area	784 sqft
Basement Area	784 sqft
Finished Basement	300 sqft
Unfinished Basement	484 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,668 sqft (0.176 acres)
Lot Dimensions	108 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	108 S CEDAR ST
City	BOONE
State	IA
Zip	50036-4333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	GARST 1ST ADD N 1/2 OF LOTS 6 & 7 BLOCK 2 NW SW
Legal Range	26W
Legal Township	84N
Legal Section	27
Legal Subdivision	GARST 1ST ADD
Legal Block	2
Legal Lot Number	6,7
Jurisdiction	BOONE IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2009
Census Tract	20300

Owner

Source: Boone County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 S CEDAR ST, BOONE, IA 50036-4333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY STATE BANK
Oct 1, 2007	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA ND
Jan 5, 2026	Legal Action/Court Order, Foreclosure
Oct 8, 2009	Warranty Deed, Transfer · Conventional Mortgage BOONE BANK AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2009 · Amount on Record
Deed Sale	Oct 8, 2009 · Amount on Record
Deed Document Number	20094570
Deed Book / Page	2009 / 4570
Last Transfer Date	Jan 2, 2026
Transfer Doc	0002026/32
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	108 S CEDAR ST, BOONE, IA 50036-4333
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/2520
Date	Jun 20, 2017
Book Page	2017/2520
Instrument	172520

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	May 21, 2037

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	108 S CEDAR ST, BOONE, IA 50036-4333
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020/229
Date	Jan 17, 2020
Book Page	2020/229
Instrument	200229

Lender

Name	COMMUNITY STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	108 S CEDAR ST, BOONE, IA 50036-4333
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02007/5145
Date	Oct 1, 2007
Book Page	2007/5145
Instrument	075145

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Aug 30, 2032

January 2026: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BOONE IA
Recording Date	Jan 5, 2026
Property Address	108 S CEDAR ST, BOONE, IA 50036-4333
Document Number	0002026/32
Book / Page	2026 / 32
Instrument Date	Jan 2, 2026
Instrument	260032
Transaction Type	Foreclosure
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 S CEDAR ST, BOONE, IA 50036-4333

October 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IA
Recording Date	Oct 8, 2009
Property Address	108 S CEDAR ST, BOONE, IA 50036-4333
Document Number	02009/4570
Book / Page	2009 / 4570
Instrument Date	Oct 1, 2009
Instrument	094570
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$206.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CEDAR ST, BOONE, IA 50036-4313

Mortgage

Document Number	02009/4571
Date	Oct 8, 2009
Book Page	2009/4571
Instrument	094571

Lender

Name	BOONE BANK AND TRUST CO
Type	Non-Lending Institution
Address	BOONE, IA 50036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

Source: Boone County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Boone County
Municipality	Boone City
Unified School District	Boone Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,226.00 Homeowner's exemption	$224,930 (+21.36%) Land $39,360 Building $185,570	$224,930 (+21.36%) Land $39,360 Building $185,570
2024	$3,226.00 (+8.33%)
2023		$185,347 Land $28,116 Building $157,231	$185,347 Land $28,116 Building $157,231
2022	$2,978.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ogden Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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