115 Ridgeway Rd, Gaffney, SC 29340 Property Records

Cherokee County property record for 115 Ridgeway Rd, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,316 sqft · built 1960
Lot Size	1.88 acres (81,893 sqft)
Owner	Individual Name on Record
Tax Bill	$1,068 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017923-23-3`

Property Details

APN / Parcel Number

Primary APN	`017923-23-3`
Alternative APNs	`0831400007001 00726300` `083-14-00-007.001` `017887223`

Interior

Stories	1 Story
Building Area	1,316 sqft Living Area
Basement Area	1,316 sqft
Finished Basement	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Brick Veneer
Lot Area	81,893 sqft (1.88 acres)
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Location & Zoning

Old Parcel Number	0831400007001 00726300
Street Address	115 RIDGEWAY RD
City	GAFFNEY
State	SC
Zip	29340-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	115 RIDGEWAY RD LT#10,11 APPEAL FOR 2016**1-17-17 FM HORTON/COBB $119900
Legal Subdivision	COLLEGE PARK SUB
Legal Tract	2
Legal Lot Number	10,11
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	3
Census Block	3029
Census Tract	970601

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 RIDGEWAY RD, GAFFNEY, SC 29340-3615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLY CAP
Jun 22, 2017	Grant Deed, Transfer SOUTH CAROLINA ST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 22, 2017
Transfer Doc	0000950735
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	115 RIDGEWAY RD # 10, 10, GAFFNEY, SC 29340-3615
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001652587
Date	Oct 23, 2023
Book Page	165/2587
Instrument	202300005996

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	115 RIDGEWAY RD # 10, 10, GAFFNEY, SC 29340-3615
Document Number	0001300539
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 RIDGEWAY RD GAFFNEY SC 293403615, GAFFNEY, SC 29340-3615

Mortgage

Document Number	0001300539
Date	Jan 13, 2021
Book Page	000130/000539
Instrument	192

Lender

Name	ALLY CAP
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jun 22, 2017
Property Address	115 RIDGEWAY RD # 10, 10, GAFFNEY, SC 29340-3615
Document Number	0000950735
Book / Page	000095 / 000735
Instrument Date	Jun 22, 2017
Instrument	3063
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 RIDGEWAY RD GAFFNEY SC 293403615, GAFFNEY, SC 29340-3615

Mortgage

Document Number	950737
Date	Jun 22, 2017
Book Page	000095/000737
Instrument	3064

Lender

Name	SOUTH CAROLINA ST CU
Type	Credit Union
Address	900 HUGER ST, COLUMBIA, SC 29201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,068.00 (+10.9%) Homeowner's exemption	$5,810 (-) Land $810 Building $5,000	$145,200 (-) Land $20,300 Building $124,900
2023	$963.00	$5,810 Land $810 Building $5,000	$145,200 Land $20,300 Building $124,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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