Freeborn County property record for 116 Ridge Rd, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,764 sqft · built 1957 |
| Lot Size | 0.256 acres (11,156 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,500 (Mar 2021) |
| Tax Bill | $5,056 (2026) |
| Deeds & Mortgages | Feb 2017 Mortgage Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.135.1170 |
| Primary APN | 34.135.1170 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,005 sqft |
| Finished Basement | 1,005 sqft |
| Unfinished Basement | 1,440 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,156 sqft (0.256 acres) |
| Lot Dimensions | 127 ft deep x 88 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Slab |
| Porch Area | 112 sqft |
| Deck Area | 230 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 116 RIDGE RD |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-1439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHORELAND HEIGHTS LOT-009 BLOCK-009 LOT 9 BLK 9 SHORELAND HEIGHTS |
| Legal Subdivision | SHORELAND HEIGHTS |
| Legal Block | 9 |
| Legal Lot Number | 9 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 180400 |
116 Ridge Rd is owned and occupied by an individual who bought it in March 2021.
Source: Freeborn County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 RIDGE RD, ALBERT LEA, MN 56007-1439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOME FSB |
| Mar 12, 2021 | Warranty Deed, Transfer NORTH AMERICAN TITLE, NORTH AMERICA TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2021 · Amount on File |
| Deed Sale | Mar 12, 2021 · Amount on File |
| Deed Document Number | 2021116980 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 116 RIDGE RD, ALBERT LEA, MN 56007-1439 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | T114750 |
|---|---|
| Date | Feb 7, 2017 |
| Instrument | T114750 |
| Name | HOME FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Sep 15, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREEBORN MN |
| Recording Date | Mar 12, 2021 |
| Property Address | 116 RIDGE RD, ALBERT LEA, MN 56007-1439 |
| Document Number | A116980 |
| Instrument Date | Mar 12, 2021 |
| Instrument | A116980 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | NORTH AMERICAN TITLE, NORTH AMERICA TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $552.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 116 RIDGE RD, ALBERT LEA, MN 56007-1439 |
The 2026 property tax bill for 116 Ridge Rd was $5,056 with a homeowner's exemption.
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,056.00 Homeowner's exemption | $374,800 Land $25,800 Building $349,000 | $374,800 Land $25,800 Building $349,000 |
| 2025 | $5,056.00 | ||
| 2023 | $4,144.00 Homeowner's exemption | $275,300 Land $25,800 Building $249,500 | $275,300 Land $25,800 Building $249,500 |
| 2020 | $2,264.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 116 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Metronet.
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