110 Ridge Rd, Albert Lea, MN 56007 Property Records

Freeborn County property record for 110 Ridge Rd, Albert Lea, MN 56007

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,474 sqft · built 1951
Lot Size0.356 acres (15,508 sqft)
OwnerIndividual Name on Record
Last Sale$394,000 (Sep 2023)
Tax Bill$7,380 (2026)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN34.135.1140

Property Details

APN / Parcel Number

Primary APN34.135.1140

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area2,474 sqft Living Area
1st Floor Area1,972 sqft
Basement Area1,384 sqft
Finished Basement1,384 sqft
Unfinished Basement1,722 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,508 sqft (0.356 acres)
Lot Dimensions156 ft deep x 100 ft wide
Garage TypeAttached
Garage Area554 sqft

Exterior Amenities

PorchSlab
Porch Area348 sqft
Deck Area290 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address110 RIDGE RD
CityALBERT LEA
StateMN
Zip56007-1439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHORELAND HEIGHTS LOT-006 BLOCK-009 LOT 6 BLK 9 SHORELAND HEIGHTS
Legal SubdivisionSHORELAND HEIGHTS
Legal Block9
Legal Lot Number6
JurisdictionFREEBORN MN
Township / Civil DivisionALBERT LEA
Census Block Group3
Census Block3018
Census Tract180400

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address110 RIDGE RD, ALBERT LEA, MN 56007-1439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2023 · Amount on Record
Deed SaleSep 15, 2023 · Amount on Record
Deed Document Number20231582353
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEBORN MN
Property Address110 RIDGE RD, ALBERT LEA, MN 56007-1439
Transaction TypeMortgage
Record UpdatedMay 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberT115428
DateApr 25, 2018
InstrumentT115428
Lender
NameCITIZENS COMMUNITY BANK
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 27, 2037
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityAlbert Lea City
CountyFreeborn County
Unified School DistrictAlbert Lea Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,380.00 Homeowner's exemption$454,900 (+14.87%) Land $29,400 Building $425,500$454,900 (+14.87%) Land $29,400 Building $425,500
2025$7,380.00 (+26.59%)
2023$5,830.00 (+3.41%) Homeowner's exemption$396,000 Land $29,400 Building $366,600$396,000 Land $29,400 Building $366,600
2020$5,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAlbert Lea
serves 18,492 people · EPA ID MN1240001
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2025)
action level 15 ppb
Copper1.81 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GigFire
Fiber · Fixed Wireless
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Winnebago Cooperative Telecom Association
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Midco
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Metronet.

Nearby Properties on Ridge Rd

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