Calhoun County property record for 116 Richards St, Vardaman, MS 38878
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,002 sqft · built 1976 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $922 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2102060820110 |
| Primary APN | 2102060820110 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Building Area | 1,002 sqft Adjusted Area |
| Interior Walls | Plywood |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Built-Up Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Street Address | 116 RICHARDS ST |
|---|---|
| City | VARDAMAN |
| State | MS |
| Zip | 38878-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT PT 3 BLK 18 W VARD |
| Legal Block | 18 |
| Legal Lot Number | 3 |
| Jurisdiction | CALHOUN MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 950400 |
Source: Calhoun County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 116 RICHARDS ST, VARDAMAN, MS 38878-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2023 |
| Deed Sale | Oct 30, 2023 |
| Deed Document Number | 0020233597 |
| Deed Book / Page | 2023 / 3597 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MS |
| Property Address | 116 RICHARDS ST, VARDAMAN, MS 38878-9532 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 116 RICHARDS ST, VARDAMAN, MS 38878-9532 |
| Document Number | 2023003598 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 2023003598 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Calhoun County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Calhoun County |
| Municipality | Vardaman Town |
| Unified School District | Calhoun County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $922.00 (+9.24%) | $7,093 (-) Land $525 Building $6,568 | $47,284 (-) Land $3,500 Building $43,784 |
| 2023 | $844.00 | $7,093 Land $525 Building $6,568 | $47,284 Land $3,500 Building $43,784 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF VARDAMAN serves 1,610 people · EPA ID MS0070019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 14 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NT Spark Fiber | 1,000 / 1,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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