112 Richards St, Vardaman, MS 38878 Property Records

Calhoun County property record for 112 Richards St, Vardaman, MS 38878

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,254 sqft · built 1945
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$741 (2025)
Deeds & Mortgages	May 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`2102060810010`

Property Details

APN / Parcel Number

Primary APN	`2102060810010`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	1,254 sqft Adjusted Area
Interior Walls	Plywood

Exterior

Year Built	Built 1945
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	8,712 sqft (0.2 acres)
Utility Building	166 sqft

Location & Zoning

Street Address	112 RICHARDS ST
City	VARDAMAN
State	MS
Zip	38878-9532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W VARD LOT PT 3 BLK 18
Legal Block	18
Legal Lot Number	3
Jurisdiction	CALHOUN MS
Township / Civil Division	5
Census Block Group	1
Census Block	1037
Census Tract	950400

Owner

Source: Calhoun County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	131 COUNTY ROAD 39, HOUSTON, MS 38851-7602
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2018
Deed Sale	Oct 8, 2018
Deed Document Number	0020183266
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MS
Recording Date	May 11, 2026
Property Address	112 RICHARDS ST, VARDAMAN, MS 38878-9532
Document Number	0000000954
Book / Page	475 / 319
Instrument Date	May 11, 2026
Instrument	2026954
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 COUNTY ROAD 39, HOUSTON, MS 38851-7602
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000954,
Date	May 11, 2026
Book Page	475/319
Instrument	2026954

Lender

Name	BANK OF OKOLONA

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 5, 2031

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Calhoun County
Municipality	Vardaman Town
Unified School District	Calhoun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$741.00 (+9.13%)	$5,707 (-) Land $600 Building $5,107	$38,045 (-) Land $4,000 Building $34,045
2023	$679.00	$5,707 Land $600 Building $5,107	$38,045 Land $4,000 Building $34,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF VARDAMAN serves 1,610 people · EPA ID MS0070019
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	14 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NT Spark Fiber	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20