Scott County property record for 114 Redding Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,020 sqft · built 1991 |
| Lot Size | 0.547 acres (23,839 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $171,500 (May 2006) |
| Tax Bill | $2,190 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-293.000 |
| Primary APN | 140-40-293.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,020 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Combination |
| Lot Area | 23,839 sqft (0.547 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 114 REDDING RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER HEIGHTS |
| Legal Subdivision | LANCASTER HEIGHTS |
| Legal Block | A |
| Legal Lot Number | 25 |
| Legal Unit | 1F |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 40207 |
Source: Scott County assessment roll, APN 140-40-293.000, as of January 21, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 114 REDDING RD, GEORGETOWN, KY 40324-1000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CREDIT UNION |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Sep 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2006 · Amount on Record |
| Deed Sale | May 30, 2006 · Amount on Record |
| Deed Document Number | 2006142940 |
| Deed Book / Page | 301 / 569 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 30, 2026 |
| Property Address | 114 REDDING RD, GEORGETOWN, KY 40324-1000 |
| Document Number | 0000583633 |
| Book / Page | 1894 / 709 |
| Instrument Date | Apr 18, 2026 |
| Instrument | 2026583633 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 114 REDDING RD, GEORGETOWN, KY 40324-1000 |
| Document Number | 0000583633, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 1894/709 |
| Instrument | 2026583633 |
| Name | COMMUNITYAMERICA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 114 REDDING RD, GEORGETOWN, KY 40324-1000 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Title Company | RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | M1621/238 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | M1621/238 |
| Instrument | 438851 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 114 REDDING RD, GEORGETOWN, KY 40324-1000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1526/242 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | M1526/242 |
| Instrument | 419123 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 114 REDDING RD, GEORGETOWN, KY 40324-1000 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 374495 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | M1357/673 |
| Instrument | 374495 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2037 |
Source: Scott County assessment roll as of January 21, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,190.00 (-6.77%) Disabled Person's exemption | $295,000 (+13.86%) | $295,000 (+13.86%) |
| 2023 | $2,349.00 (+18.34%) | $259,100 (+13.19%) Land $40,000 Building $219,100 | $259,100 (+13.19%) Land $40,000 Building $219,100 |
| 2022 | $1,985.00 | $228,900 Land $35,000 Building $193,900 | $228,900 Land $35,000 Building $193,900 |
Source: FEMA National Flood Hazard Layer, Scott County (21209C), as of November 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212090402071, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 509 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system KY1050157, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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