116 Powder St SW, Concord, NC 28025 Property Records

Cabarrus County property record for 116 Powder St SW, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1940
Lot Size	0.293 acres (12,750 sqft)
Owner	2 Company Names on File
Last Sale	$225,500 (Feb 2022)
Tax Bill	$973 (2023)
Deeds & Mortgages	Feb 2022 Sale Jan 2022 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5620 74 1421`

Property Details

APN / Parcel Number

Primary APN	`5620 74 1421`
Alternative APNs	`12037 0022.000000` `153208` `76138`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,520 sqft
1st Floor Area	1,120 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,750 sqft (0.293 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Porch	Slab
Porch Area	448 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	153208
Street Address	116 POWDER ST SW
City	CONCORD
State	NC
Zip	28025-5317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LTS 13-15 & P/O 16 UNDERWOOD PARK BLK D
Legal Subdivision	LOGAN NORTH
Legal Block	D
Legal Lot Number	13-15
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	4
Census Block	4006
Census Tract	42101

Owner

116 Powder St SW is owned by a company that bought it in February 2022.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jan 21, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage IRA JOHN SORENSEN
Jan 10, 2020	Loan Modification, Mortgage · FHA Mortgage M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	Feb 12, 2010 · Amount on File
Deed Document Number	20226774
Deed Book / Page	15874 / 17
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 28, 2022
Property Address	116 POWDER ST SW, CONCORD, NC 28025-5317
Document Number	0001587417
Book / Page	15874 / 17
Map Reference	MB 2 PG 17
Instrument Date	Feb 22, 2022
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$451.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9803 MANBEY CT, CHARLOTTE, NC 28269-8703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 MORRISON DRIVE #402 # 402, 402, CHARLOTTE, NC 28269
Investor	Possibly a Property Investor

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 21, 2022
Property Address	116 POWDER ST SW, CONCORD, NC 28025-5317
Document Number	0015800206
Book / Page	15800 / 206
Instrument Date	Jan 19, 2021
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	959 FRED HARRISON RD, SNOW HILL, NC 28580-8930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9803 MANBEY CT, CHARLOTTE, NC 28269-8703

Mortgage

Document Number	0015802132
Date	Jan 24, 2022
Book Page	15802/132

Lender

Name	IRA JOHN SORENSEN
Type	Private Party
Address	12553 S HERITAGE HILL CT, HERRIMAN, UT 84096

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	2 Months
Due	Mar 21, 2022

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	116 POWDER ST SW, CONCORD, NC 28025-5317
Document Number	14013192
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 POWDER ST SW CONCORD NC 280255317, CONCORD, NC 28025-5317

Mortgage

Document Number	14013192
Date	Feb 21, 2020
Book Page	014013/000192
Instrument	5243

Lender

Name	M&T BK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,880 Land $52,000 Building $182,880
2024			$234,880 (+92.6%) Land $52,000 Building $182,880
2023	$973.00	$121,950 Land $11,700 Building $110,250	$121,950 Land $11,700 Building $110,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Powder St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Powder St SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber.

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