91 Powder St SW, Concord, NC 28025 Property Records

Cabarrus County property record for 91 Powder St SW, Concord, NC 28025

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1 ba · 2,176 sqft · built 1984
Lot Size	0.295 acres (12,848 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Nov 2021)
Tax Bill	$929 (2023)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jan 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5620 74 1766`

Property Details

APN / Parcel Number

Primary APN	`5620 74 1766`
Alternative APNs	`12037 0045.200000` `117220` `151383`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Units	3 Units
Stories	1 Story
Building Area	2,176 sqft Total Area
1st Floor Area	2,176 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,848 sqft (0.295 acres)
Lot Dimensions	146 ft deep x 88 ft wide
Driveway	Asphalt Driveway
Driveway Area	1,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	151383
Street Address	91 POWDER ST SW
City	CONCORD
State	NC
Zip	28025-5314
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RC
Legal Description	EAST SIDE POWDER ST
Legal Subdivision	LOGAN NORTH
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	4
Census Block	4001
Census Tract	42101

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	91 POWDER ST SW, CONCORD, NC 28025-5314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG
May 31, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jul 28, 2017	Grant Deed, Transfer ATTORNEY ONLY
May 17, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	May 18, 2017
Deed Book / Page	15672 / 132
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 22, 2021
Property Address	91 POWDER ST SW, CONCORD, NC 28025-5314
Document Number	0015672132
Book / Page	15672 / 132
Instrument Date	Nov 19, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4730 RHETT DR, 4730, EVANS, GA 30809-3273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 POWDER STREET SW, CHARLOTTE, NC 28227

Mortgage

Document Number	0015672135
Date	Nov 22, 2021
Instrument	15672/135

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	91 POWDER ST SW, CONCORD, NC 28025-5314
Document Number	133451
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	91 POWDER ST SW CONCORD NC 280255314, CONCORD, NC 28025-5314

Mortgage

Document Number	133451
Date	Jan 22, 2019
Book Page	013345/000001
Instrument	1460

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	May 31, 2018
Property Address	91 POWDER ST SW, CONCORD, NC 28025-5314
Document Number	1302124
Book / Page	013021 / 000024
Instrument Date	May 18, 2018
Instrument	12805
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3403 KANNAPOLIS PKWY KANNAPOLIS NC 280818624, KANNAPOLIS, NC 28081-8624

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 28, 2017
Property Address	91 POWDER ST SW, CONCORD, NC 28025-5314
Document Number	1260443
Book / Page	012604 / 000043
Instrument Date	Jul 25, 2017
Instrument	19355
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3403 KANNAPOLIS PKWY KANNAPOLIS NC 280818624, KANNAPOLIS, NC 28081-8624

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CABARRUS NC
Recording Date	May 17, 2017
Property Address	91 POWDER ST SW, CONCORD, NC 28025-5314
Document Number	1249320
Book / Page	012493 / 000020
Instrument Date	Apr 19, 2017
Instrument	12367
Transaction Type	Foreclosure
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$205.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,560 (+167.35%) Land $52,000 Building $151,560
2024			$203,560 (+167.35%) Land $52,000 Building $151,560
2023	$929.00	$76,140 Land $11,700 Building $64,440	$76,140 Land $11,700 Building $64,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber.

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