116 Oak Dr, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 116 Oak Dr, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	6,768 sqft · built 1967
Lot Size	3.09 acres (134,600 sqft)
Owner	Company Name on Record
Last Sale	$2,400,000 (Aug 2021)
Tax Bill	$39,101 (2025)
Deeds & Mortgages	Aug 2021 Sale Oct 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-01207-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`63-01207-0000-00010`
Alternative APNs	`630120700010` `179230`

Interior

Stories	1 Story
Building Area	6,768 sqft Living Area
1st Floor Area	6,768 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Construction Type	Brick
Lot Area	134,600 sqft (3.09 acres)

Location & Zoning

Account Number	179230
Street Address	116 OAK DR
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	3.090 AC
Legal Subdivision	RED FOX ESTATES
Legal Block	1207
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	2
Census Block	2000
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	116 OAK DR, UPPER SADDLE RIVER, NJ 07458-2220
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Oct 1, 2017	Loan Modification, Mortgage · Conventional Mortgage PONCE DE LEON FSB
Oct 1, 2017	Loan Modification, Mortgage PONCE DE LEON FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Jan 9, 2002 · Amount on Record
Deed Document Number	2021130566
Deed Book / Page	4328 / 1052
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 13, 2021
Property Address	116 OAK DR, UPPER SADDLE RIVER, NJ 07458-2220
Document Number	0043281052
Book / Page	4328 / 1052
Instrument Date	Jun 22, 2021
Instrument	2021130566
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$50,515.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 CATOONAH ST, RIDGEFIELD, CT 06877-9992

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 OAK DR, UPPER SADDLE RIVER, NJ 07458-2220
Investor	Possibly a Property Investor

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERGEN NJ
Property Address	116 OAK DR, UPPER SADDLE RIVER, NJ 07458-2220
Document Number	0027771662
Instrument Date	Oct 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 OAK DR UPPER SADDLE RIVER NJ 074582220, UPPER SADDLE RIVER, NJ 07458-2220

Mortgage

Document Number	0027771662
Date	Nov 6, 2017
Book Page	002777/001662

Lender

Name	PONCE DE LEON FSB
Type	Federal Savings Bank
Address	BRONX, NY 10462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 5, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.5%

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERGEN NJ
Property Address	116 OAK DR, UPPER SADDLE RIVER, NJ 07458-2220
Document Number	0027771674
Instrument Date	Oct 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 OAK DR UPPER SADDLE RIVER NJ 074582220, UPPER SADDLE RIVER, NJ 07458-2220

Mortgage

Document Number	0027771674
Date	Nov 6, 2017
Book Page	002777/001674

Lender

Name	PONCE DE LEON FSB
Type	Federal Savings Bank
Address	2244 WESTCHESTER AVE, BRONX, NY 10462-5010

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 5, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,509,700 (-) Land $301,700 Building $1,208,000	$1,509,700 (-) Land $301,700 Building $1,208,000
2025	$39,101.00 (+1.73%)	$1,509,700 (-) Land $301,700 Building $1,208,000	$1,509,700 (-) Land $301,700 Building $1,208,000
2024	$38,436.00 (+2.95%)
2023		$1,509,700 Land $301,700 Building $1,208,000	$1,509,700 Land $301,700 Building $1,208,000
2022	$37,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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