112 Oak Dr, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 112 Oak Dr, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	4,245 sqft · built 1968
Lot Size	0.86 acres (37,462 sqft)
Owner	Company Name on Record
Last Sale	$2,149,000 (Jun 2023)
Tax Bill	$23,416 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-01207-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`63-01207-0000-00009`
Alternative APNs	`630120700009` `179229`

Interior

Stories	2 Stories
Building Area	4,245 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Account Number	179229
Street Address	112 OAK DR
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Subdivision	RED FOX ESTATES
Legal Block	1207
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	2
Census Block	2000
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	112 OAK DR, UPPER SADDLE RIVER, NJ 07458-2220
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage MARK S ALBENTI
Jun 20, 2023	Deed, Transfer CATALINA TITLE
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Jan 10, 2011 · Amount on Record
Deed Document Number	202340120
Deed Book / Page	5018 / 350
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	112 OAK DR, UPPER SADDLE RIVER, NJ 07458-2220
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 FOX HEDGE RD, SADDLE RIVER, NJ 07458-2717

Mortgage

Document Number	0051210751
Date	Nov 6, 2023
Book Page	5121/751
Instrument	2023072909

Lender

Name	MARK S ALBENTI
Type	Private Party
Address	51 FOX HEDGE RD, SADDLE RIVER, NJ 07458

Agreement

Amount	Amount Recorded
Term	56 Months
Due	Jul 14, 2028

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 20, 2023
Property Address	112 OAK DR, UPPER SADDLE RIVER, NJ 07458-2220
Document Number	0050180350
Book / Page	5018 / 350
Instrument Date	Jun 7, 2023
Instrument	2023040120
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	CATALINA TITLE

Transaction

Amount	Amount Recorded
Tax	$44,967.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 OAK DR, UPPER SADDLE RIVER, NJ 07458-2220

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	112 OAK DR, UPPER SADDLE RIVER, NJ 07458-2220

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	112 OAK DR, UPPER SADDLE RIVER, NJ 07458-2220
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	VAN NATTA TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044570308
Date	Nov 15, 2021
Book Page	4457/308
Instrument	2021169675

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$904,100 (-) Land $343,700 Building $560,400	$904,100 (-) Land $343,700 Building $560,400
2025	$23,416.00 (+1.73%)	$904,100 (-) Land $343,700 Building $560,400	$904,100 (-) Land $343,700 Building $560,400
2024	$23,018.00 (+3.73%)
2023		$904,100 (+0.76%) Land $343,700 Building $560,400	$904,100 (+0.76%) Land $343,700 Building $560,400
2022	$22,190.00 (+0.31%)	$897,300 Land $343,700 Building $553,600	$897,300 Land $343,700 Building $553,600
2021	$22,122.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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