116 N Park Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 116 N Park Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1955
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Aug 2024)
Tax Bill	$5,020 (2025)
Deeds & Mortgages	Oct 2023 Sale Mar 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-01-133-0012-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-133-0012-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	116 N PARK DR
City	ALGONAC
State	MI
Zip	48001-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 711 SUPV ROY T GILBERTS PLAT NO 6 SEC 02 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	02
Legal Subdivision	SUPRVRS ROY T GILBERTS 6-ALGON
Legal Lot Number	711
Legal Unit	711
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1005
Census Tract	649000

Owner

116 N Park Dr is owned by two individuals who bought it in August 2024.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10144 FIELDWAY TRL, HOLLY, MI 48442-9358
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Warranty Deed, Transfer ATA NATIONAL TITLE
Mar 2, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2024 · Amount on File
Deed Sale	Aug 2, 2024 · Amount on File
Prior Sale	Oct 18, 2023 · Amount on File
Deed Document Number	202413561
Deed Book / Page	5734 / 448
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 18, 2023
Property Address	116 N PARK DR, ALGONAC, MI 48001-1130
Document Number	0005663524
Book / Page	5663 / 524
Map Reference	LB 49 PG 4
Instrument Date	Oct 4, 2023
Instrument	2023018517
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2022 E PARK DR, ALGONAC, MI 48001-1113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8917 GLENMOOR CIR, WASHINGTON, MI 48094-1561

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 2, 2023
Property Address	116 N PARK DR, ALGONAC, MI 48001-1130
Document Number	0005602339
Book / Page	5602 / 339
Map Reference	LB 49 PG 4
Instrument Date	Feb 22, 2023
Instrument	2023003383
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	HURON TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9879 DIXIE HWY, IRA, MI 48023-2817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 N PARK DR, ALGONAC, MI 48001-1130

Mortgage

Document Number	0005600422
Date	Feb 22, 2023
Book Page	5600/422
Instrument	2023002930

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 116 N Park Dr was $5,020, up 1.4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,800 (+9.82%)	$185,600
2025	$5,020.00 (+1.37%)	$84,500
2024	$4,952.00		$169,000
2023		$70,800
2022	$1,863.00		$141,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 116 N Park Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 N Park Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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