101 N Park Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 101 N Park Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,691 sqft · built 1997
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$36,775 (Apr 2020)
Tax Bill	$3,757 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2020 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`74-01-133-0030-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-133-0030-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,691 sqft Living Area
1st Floor Area	2,223 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	80.8 ft deep x 80.9 ft wide
Garage Area	2,808 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	101 N PARK DR
City	ALGONAC
State	MI
Zip	48001-1154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	THAT PART OF OUTLOT A LYING SELY OF A LINE BEG N 47D 8M W 80.86' FROM ITS NE COR, TH S 42D 40M W 97.4' INCL E 1/2 OF VAC
Legal Subdivision	SUPRVRS ROY T GILBERTS 6-ALGON
Legal Lot Number	A
Legal Unit	A
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1009
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 N PARK DR, ALGONAC, MI 48001-1154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Nov 24, 2020	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Apr 16, 2020	Quit Claim Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Dec 19, 2018	Deed of Trust, Mortgage · Line of Credit ADVIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Apr 10, 2009 · Amount on Record
Deed Document Number	20209418
Deed Book / Page	5175 / 251
Prior Transfer Date	Apr 14, 2020
Prior Transfer Doc	5175251
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	101 N PARK DR, ALGONAC, MI 48001-1154
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	NATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N PARK DR, ALGONAC, MI 48001-1154

Mortgage

Document Number	0005548196
Date	Aug 2, 2022
Book Page	5548/196
Instrument	2022018310

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	101 N PARK DR, ALGONAC, MI 48001-1154
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N PARK DR, ALGONAC, MI 48001-1154

Mortgage

Document Number	5277825
Date	Nov 24, 2020
Book Page	5277/825
Instrument	2020029696

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 16, 2020
Property Address	101 N PARK DR, ALGONAC, MI 48001-1154
Document Number	5175251
Book / Page	5175 / 251
Map Reference	LB 49 PG 4
Instrument Date	Apr 9, 2020
Instrument	2020009418
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N PARK DR, ALGONAC, MI 48001-1154

Mortgage

Document Number	2020009419
Date	Apr 16, 2020
Instrument	2020009419

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	101 N PARK DR, ALGONAC, MI 48001-1154
Document Number	0050340962
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Mar 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 N PARK DR ALGONAC MI 480011154, ALGONAC, MI 48001-1154

Mortgage

Document Number	0050340962
Date	Mar 4, 2019
Book Page	005034/000962

Lender

Name	ADVIA CU
Type	Credit Union
Address	PARCHMENT, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 3, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,600 (+7.05%)	$361,200 (+7.05%)
2025	$3,757.00 (+2.12%) Homeowner's exemption	$168,700 (+11.65%)
2024	$3,679.00 (+12.61%)		$337,400 (+11.65%)
2023		$151,100
2022	$3,267.00		$302,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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