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116 N Cato Ter, Inverness, FL 34453 Property Records

Citrus County property record for 116 N Cato Ter, Inverness, FL 34453

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 720 sqft · built 1971
Lot Size0.179 acres (7,838 sqft)
OwnerIndividual Name on File
Last Sale$36,000 (Jul 2018)
Tax Bill$833 (2025)
Deeds & MortgagesDec 2020 Sale
Jul 2018 Sale
Flood ZoneZone X (moderate risk)
APN20E-19S-05-2B0C0-008.0

Property Details

APN / Parcel Number

Primary APN20E-19S-05-2B0C0-008.0
Alternative APNs
  • 0519S20E2B0C00080
  • 1725763

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area720 sqft Living Area
1st Floor Area720 sqft
FlooringSubfloor

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1985
Architectural StyleModular
Exterior MaterialMetal
Construction TypeWood
Roof MaterialMetal
Lot Area7,838 sqft (0.179 acres)
Lot Dimensions120 ft deep x 65 ft wide
Garage TypeCarport
CarportCarport
Carport Area444 sqft
PorchFinished/Screened Porch
Porch Area477 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1725763
Old Parcel Number0519S20E2B0C00080
Street Address116 N CATO TER
CityINVERNESS
StateFL
Zip34453-1280
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeCLRMH COASTAL LAKES & RVR
Legal DescriptionLAKATO HAVEN PARK UNREC SUB LOTS 4 & 5 BLK C & PT OF LOTS 8 & 9 BLK B & STREET DESC AS:THE E 120 FT OF THE FOLLOWING DESC
Legal Range20E
Legal Township19S
Legal Section05
Legal SubdivisionLAKATO HAVEN PARK UNREC
Legal BlockC,B
Legal Lot Number4-5,8-9 5
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2026
Census Tract450800

Owner

116 N Cato Ter, a mobile home, is owned by an individual who bought it in July 2018.

Source: Citrus County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Mailing Address11700 S COUNTY ROAD 396 E, MUNCIE, IN 47302-9630
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2020Warranty Deed, Transfer
FRONTIER TITLE GROUP LLC, FRONTIER TITLE GRP LLC
Jul 25, 2018Warranty Deed, Transfer
AMERICAN TITLE SERVICES CITRUS COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2018 · Amount on File
Deed SaleJul 25, 2018 · Amount on File
Prior SaleDec 20, 2013 · Amount on File
Deed Document Number0029151977
Deed Book / Page2915 / 1977
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateDec 30, 2020
Property Address116 N CATO TER, INVERNESS, FL 34453-1280
Document Number0031212266
Book / Page003121 / 002266
Instrument DateDec 30, 2020
Instrument71859
Transaction TypeTransfer
Record UpdatedJan 15, 2021
Title CompanyFRONTIER TITLE GROUP LLC, FRONTIER TITLE GRP LLC

Transaction

AmountAmount on Record
Tax$245.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 N CATO TER INVERNESS FL 344531280, INVERNESS, FL 34453-1280

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJul 25, 2018
Property Address116 N CATO TER, INVERNESS, FL 34453-1280
Document Number0029151977
Book / Page002915 / 001977
Instrument DateJul 25, 2018
Instrument37361
Transaction TypeTransfer
Record UpdatedAug 7, 2018
Title CompanyAMERICAN TITLE SERVICES CITRUS COMPANY

Transaction

AmountAmount on Record
Tax$252.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11700 S COUNTY ROAD 396 E MUNCIE IN 473029630, MUNCIE, IN 47302-9630

Tax Assessment & Valuation

The 2025 property tax bill for 116 N Cato Ter was $833, up 11.5% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$833.00 (+11.51%)$50,010 (+3.07%) Land $5,660 Building $44,350$50,010 (+3.07%) Land $5,660 Building $44,350
2024$747.00 (+5.21%)$48,520 (+4.54%) Land $4,680 Building $43,840$48,520 (+4.54%) Land $4,680 Building $43,840
2023$710.00 (+8.23%)$46,415 (+3.72%) Land $4,230 Building $42,185$46,415 (+3.72%) Land $4,230 Building $42,185
2022$656.00$44,750 Land $3,380 Building $41,370$44,750 Land $3,380 Building $41,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 N Cato Ter in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims2 (1982–2004)
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 N Cato Ter is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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