Citrus County property record for 108 N Cato Ter, Inverness, FL 34453
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 684 sqft · built 1969 |
| Lot Size | 0.449 acres (19,597 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $40,000 (Mar 2007) |
| Tax Bill | $181 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 20E-19S-05-2B0C0-001.0 |
| Primary APN | 20E-19S-05-2B0C0-001.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 684 sqft Living Area |
| 1st Floor Area | 684 sqft |
| Flooring | Subfloor |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Modular |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 19,597 sqft (0.449 acres) |
| Lot Dimensions | 150 ft deep x 95 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 476 sqft |
| Utility Building | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 3372117 |
|---|---|
| Old Parcel Number | 0519S20E2B0C00010 |
| Street Address | 108 N CATO TER |
| City | INVERNESS |
| State | FL |
| Zip | 34453-1280 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | CLRMH COASTAL LAKES & RVR |
| Legal Description | LAKATO HAVEN PARK UNREC SUB PT OF LOTS 1 2 & 3 BLK C FURTHER DESC AS; COM AT SE COR OF NW 1/4 OF SE1/4 SEC 5-19-20 TH S 89DEG |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 05 |
| Legal Subdivision | LAKATO HAVEN PARK UNREC |
| Legal Block | C |
| Legal Lot Number | 1 2 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 450800 |
The current owner of 108 N Cato Ter bought it in March 2007.
Source: Citrus County records, as of December 10, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 108 N CATO TER, INVERNESS, FL 34453-1280 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2007 · Amount on File |
| Deed Sale | Mar 21, 2007 · Amount on File |
| Prior Sale | Nov 27, 2002 · Amount on File |
| Deed Document Number | 2007017073 |
| Deed Book / Page | 2107 / 1395 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 108 N Cato Ter was $181 with exemptions applied, up 34.1% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $181.00 (+34.07%) Homeowner's exemption Widower's exemption Additional exemption filed | $51,520 (+10.99%) Land $12,880 Building $38,640 | $51,520 (+10.99%) Land $12,880 Building $38,640 |
| 2024 | $135.00 Homeowner's exemption Additional exemption filed | $46,420 (+7.67%) Land $10,660 Building $35,760 | $46,420 (+7.67%) Land $10,660 Building $35,760 |
| 2023 | $135.00 Homeowner's exemption Additional exemption filed | $43,115 (+7.25%) Land $9,630 Building $33,485 | $43,115 (+7.25%) Land $9,630 Building $33,485 |
| 2022 | $135.00 Homeowner's exemption Additional exemption filed | $40,200 Land $7,700 Building $32,500 | $40,200 Land $7,700 Building $32,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 N Cato Ter in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 2 (1982–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 N Cato Ter is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
5G (outdoors only) and 4G LTE
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