116 Mood Ave, Sumter, SC 29150 Property Records

Sumter County property record for 116 Mood Ave, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,911 sqft · built 1958
Lot Size	0.362 acres (15,752 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (May 2026)
Tax Bill	$1,076 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2022 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`228-03-03-020`

Property Details

APN / Parcel Number

Primary APN	`228-03-03-020`
Alternative APN	`39967`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,911 sqft Living Area
Gross Area	1,948 sqft
1st Floor Area	1,911 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,752 sqft (0.362 acres)
Lot Dimensions	197 ft deep x 80 ft wide
Garage Type	Detached

Exterior Amenities

Porch	Covered/Finished Porch
Patio Area	840 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	39967
Street Address	116 MOOD AVE
City	SUMTER
State	SC
Zip	29150-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LOT A Z15-75 80 FT PB88-758
Legal Subdivision	JOSEPH R EDWARDS
Legal Lot Number	A
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2025
Census Tract	2000

Owner

Source: Sumter County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 MOOD AVE, SUMTER, SC 29150-4108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAFE FCU
Oct 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAFE FCU
May 11, 2026	Deed, Transfer · FHA Mortgage RESOURCE FINANCIAL SERVICES
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE FINANCIAL SERVICES
May 20, 2019	Deed of Trust, Mortgage · ARM ALLSOUTH FCU
May 15, 2019	Warranty Deed, Transfer · ARM ALLSOUTH FCU
May 26, 2017	Deed, Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	May 15, 2019 · Amount on Record
Deed Book / Page	1354 / 770
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	116 MOOD AVE, SUMTER, SC 29150-4108
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012932573
Date	Oct 29, 2021
Book Page	1293/2573

Lender

Name	SAFE FCU
Type	Credit Union
Address	SUMTER, SC 29150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	116 MOOD AVE, SUMTER, SC 29150-4108
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013073629
Date	Oct 11, 2022
Book Page	1307/3629

Lender

Name	SAFE FCU
Type	Credit Union
Address	SUMTER, SC 29150

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2032

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	May 11, 2026
Property Address	116 MOOD AVE, SUMTER, SC 29150-4108
Document Number	1354000770
Book / Page	1354 / 770
Instrument Date	May 8, 2026
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$60,398.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 MOOD AVE, SUMTER, SC 29150-4108

Mortgage

Document Number	1354000773,
Date	May 11, 2026
Book Page	1354/773

Lender

Name	RESOURCE FINANCIAL SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Mortgage

Document Number	1354000787,
Date	May 11, 2026
Book Page	1354/787

Lender

Name	RESOURCE FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	15 Months
Due	May 11, 2041

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Recording Date	May 11, 2026
Property Address	116 MOOD AVE, SUMTER, SC 29150-4108
Document Number	1355003489
Book / Page	1355 / 3489
Instrument Date	May 8, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 MOOD AVE, SUMTER, SC 29150-4108

Mortgage

Document Number	1355003489,
Date	May 11, 2026
Book Page	1355/3489

Lender

Name	RESOURCE FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 8, 2041

Interest

Rate	5.74%
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	116 MOOD AVE, SUMTER, SC 29150-4108
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012553931
Date	May 20, 2019
Book Page	1255/3931

Lender

Name	ALLSOUTH FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	ARM
Amount	Amount Recorded
Term	363 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	5-Year CMT
Max Rate	9.75%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	May 15, 2019
Property Address	116 MOOD AVE, SUMTER, SC 29150-4108
Document Number	0012553173
Book / Page	1255 / 3173
Map Reference	MB 88 PG 758
Instrument Date	May 2, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$467.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 MOOD AVE, SUMTER, SC 29150-4108

Mortgage

Document Number	0012553177
Date	May 15, 2019
Instrument	1255/3177

Lender

Name	ALLSOUTH FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	5-Year CMT
Max Rate	9.75%

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	May 26, 2017
Property Address	116 MOOD AVE, SUMTER, SC 29150-4108
Document Number	0012332133
Book / Page	1233 / 2133
Map Reference	MB PB88 PG 758
Instrument Date	May 26, 2017
Instrument	123302133
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	TITLE TO REAL ESTATE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 MOOD AVE, SUMTER, SC 29150-4108

Mortgage

Document Number	0012332136
Date	May 26, 2017
Book Page	1233/2136

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,076.00 (+4.77%)	$5,460 (-) Land $640 Building $4,820	$136,597 (-) Land $16,000 Building $120,597
2023	$1,027.00 (+0.49%)	$5,460 (-) Land $640 Building $4,820	$136,597 (-) Land $16,000 Building $120,597
2022	$1,022.00	$5,460 Land $640 Building $4,820	$136,597 Land $16,000 Building $120,597

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1983–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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