109 Mood Ave, Sumter, SC 29150 Property Records

Sumter County property record for 109 Mood Ave, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,788 sqft · built 1935
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Aug 2025)
Tax Bill	$1,080 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`228-03-03-050`

Property Details

APN / Parcel Number

Primary APN	`228-03-03-050`
Alternative APN	`39997`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,788 sqft Living Area
1st Floor Area	2,788 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1946
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,295 sqft (0.419 acres)
Lot Width	117 ft Width
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Patio Area	124 sqft
Fence	Fence
Utility Building	22 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	39997
Old Parcel Number	228 03 03 050
Street Address	109 MOOD AVE
City	SUMTER
State	SC
Zip	29150-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LOT A,LOT 1,PT LOTS 1&2 .42 AC PB96-454-Z22-113
Legal Subdivision	JOSEPH R EDWARDS
Legal Lot Number	1,A
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2024
Census Tract	2000

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	109 MOOD AVE, SUMTER, SC 29150-4107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Transfer · VA Mortgage VETERANS UNITED HM LNS
Feb 20, 2018	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Mar 27, 2017	Deed, Transfer · Construction Mortgage LENDINGHOME FUNDING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Prior Sale	Jun 10, 2020 · Amount on Record
Deed Document Number	0013432564
Deed Book / Page	1343 / 2564
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	109 MOOD AVE, SUMTER, SC 29150-4107
Document Number	0012693341
Instrument Date	Jun 9, 2020
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 MOOD AVE SUMTER SC 291504107, SUMTER, SC 29150-4107

Mortgage

Document Number	0012693341
Date	Jun 10, 2020
Book Page	001269/003341

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Feb 20, 2018
Property Address	109 MOOD AVE, SUMTER, SC 29150-4107
Document Number	0012413167
Book / Page	1241 / 3167
Map Reference	MB96 PG454
Instrument Date	Feb 9, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$684.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MOOD AVE, SUMTER, SC 29150-4107

Mortgage

Document Number	0012413171
Date	Feb 20, 2018
Instrument	1241/3171

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Mar 27, 2017
Property Address	109 MOOD AVE, SUMTER, SC 29150-4107
Document Number	0012312321
Book / Page	1231 / 2321
Map Reference	PL 96 PG 454
Instrument Date	Mar 24, 2017
Instrument	123102321
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 SPRINGDALE WAY, SUMTER, SC 29150-5314

Mortgage

Document Number	0012312323
Date	Mar 27, 2017
Book Page	1231/2323

Lender

Name	LENDINGHOME FUNDING CORPORATION
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,080.00 (+5.26%)	$5,480 (-0.18%) Land $940 Building $4,540	$137,016 (-) Land $23,400 Building $113,616
2023		$5,490 (-) Land $940 Building $4,550	$137,016 (-) Land $23,400 Building $113,616
2022	$1,026.00	$5,490 Land $940 Building $4,550	$137,016 Land $23,400 Building $113,616

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1983–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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