Coles County property record for 116 Main St, Lerna, IL 62440 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1907 |
| Square Footage | 1,056 sqft Base Area |
| Lot Size | 21,000 sqft (0.482 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $53,750 (2025) |
| Tax Bill | $1,073.00 (2025) |
Source: Coles County records · APN 11-0-01986-000
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 MAIN ST, LERNA, IL 62440-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 23, 2007 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MID ILLINOIS BANK & TRUST NA |
| Mar 30, 2026 | Intrafamily Transfer, Transfer |
| Oct 27, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage RUOFF MORTGAGE COMPANY INC |
| Jun 01, 2017 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 2025 · Amount on Record |
| Deed Sale | Oct 27, 2025 · Amount on Record |
| Prior Sale | Jun 01, 2017 · Amount on Record |
| Deed Doc Number | 2025819723 |
| Last Transfer Date | Mar 24, 2026 |
| Transfer Doc | 202600821889 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 116 MAIN ST, LERNA, IL 62440-1102 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000697551 |
|---|---|
| Date | Mar 23, 2007 |
| Instrument | 697551 |
| Name | FIRST MID ILLINOIS BANK & TRUST NA |
|---|---|
| Type | Bank |
| Address | NEOGA, IL 62447 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Mar 15, 2010 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Mar 30, 2026 |
| Property Address | 116 MAIN ST, LERNA, IL 62440-1102 |
| Document Number | 202600821889 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 202600821889 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 MAIN ST, LERNA, IL 62440-1102 |
| Name | Verified Name |
|---|---|
| Address | 116 MAIN ST, LERNA, IL 62440-1102 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Oct 27, 2025 |
| Property Address | 116 MAIN ST, LERNA, IL 62440-1102 |
| Document Number | 202500819723 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 202500819723 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | CRITES TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $107.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 416 S ELM ST, WINDSOR, IL 61957-1607 |
| Name | Verified Name |
|---|---|
| Address | 116 MAIN ST, LERNA, IL 62440-1102 |
| Investor | Possibly a Property Investor |
| Document Number | 202500819724 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 202500819724 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate | 6.75% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Jun 01, 2017 |
| Property Address | 116 MAIN ST, LERNA, IL 62440-1102 |
| Document Number | 201700770478 |
| Instrument Date | Jun 01, 2017 |
| Instrument | 201700770478 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95.25 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2905 PARADISE RD, 2905, MATTOON, IL 61938-8945 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 116 MAIN ST, LERNA, IL 62440-1102 |
| Document Number | 201700770479 |
|---|---|
| Date | Jun 01, 2017 |
| Instrument | 201700770479 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Coles County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Pleasant Grove Township |
| Municipality | Lerna Village |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,073.00 (+2.68%) Homeowner's exemption | $23,079 (+6%) Land $2,337 Building $20,742 | $69,237 (+6%) Land $7,011 Building $62,226 |
| 2024 | $1,045.00 (-7.44%) Homeowner's exemption | $21,773 (+5%) Land $2,205 Building $19,568 | $65,319 (+5%) Land $6,615 Building $58,704 |
| 2023 | $20,736 Land $2,100 Building $18,636 | $62,208 Land $6,300 Building $55,908 | |
| 2020 | $1,129.00 |
Source: FEMA National Flood Hazard Layer, Coles County (17029C), updated July 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 11-0-01986-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,056 sqft Base Area |
| 1st Floor | 1,056 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Lot Area | 21,000 sqft (0.482 acres) |
| Depth X Width | 140 ft x 150 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 696 sqft Garage |
| Shed | 1 Shed |
| Cooling System | Central Cooling |
|---|
| Street Address | 116 MAIN ST |
|---|---|
| City | LERNA |
| State | IL |
| Zip | 62440-1102 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | JAMES L HACKLEYS 2ND ADD BLK 1 LOTS 7, 8 & 9 SW1/4 SEC 02 T11N R08E |
| Legal Range | 08E |
| Legal Township | 11N |
| Legal Section | 02 |
| Legal Subdivision | JAMES L HACKLEYS 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 7-9 |
| Jurisdiction | COLES IL |
| Minor Civil Division | PLEASANT GROVE |
| Census Blockgroup | 5 |
| Census Block | 5087 |
| Census Tract | 200 |
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