Coles County property record for 405 Main St, Lerna, IL 62440
| Property Type | Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 994 sqft · built 1887 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $48 (2025) |
| Deeds & Mortgages | Mar 2007 Mortgage Sep 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-0-02229-000 |
| Primary APN | 11-0-02229-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 994 sqft Living Area |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Street Address | 405 MAIN ST |
|---|---|
| City | LERNA |
| State | IL |
| Zip | 62440 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | OT LER L03B01 BK 754 PG 248 |
| Legal Subdivision | ORIGINAL TOWN OF LERNA |
| Jurisdiction | COLES IL |
| Township / Civil Division | PLEASANT GROVE |
| Census Block Group | 5 |
| Census Block | 5096 |
| Census Tract | 200 |
Source: Coles County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 234, LERNA, IL 62440-0234 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2007 | Deed of Trust, Mortgage BENEFICIAL ILLINOIS INC |
| Sep 18, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 405 MAIN ST, LERNA, IL 62440-1113 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000697152 |
|---|---|
| Date | Mar 7, 2007 |
| Instrument | 697152 |
| Name | BENEFICIAL ILLINOIS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHAMPAIGN, IL 61821 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Sep 18, 2017 |
| Property Address | 405 MAIN ST, LERNA, IL 62440-1113 |
| Document Number | 201700772322 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 201700772322 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $7.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10356 E COUNTY ROAD 300N, LERNA, IL 62440-2312 |
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Pleasant Grove Township |
| Municipality | Lerna Village |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $48.00 (-76.24%) | $779 (+11.29%) Land $779 | $2,337 (+11.29%) Land $2,337 |
| 2023 | $700 Land $700 | $2,100 Land $2,100 | |
| 2020 | $202.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1999–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| Fidium Fiber DSL | 500 / 75 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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