St. Louis County property record for 116 Lund Rd, Cook, MN 55723
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,340 sqft · built 2005 |
| Lot Size | 1.03 acres (45,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,000 (Aug 2010) |
| Tax Bill | $4,032 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-0042-00180 |
| Primary APN | 120-0042-00180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,340 sqft Gross Area |
| 1st Floor Area | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 45,197 sqft (1.03 acres) |
| Garage Area | 780 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 423 sqft |
| Deck Area | 192 sqft |
| Patio Area | 255 sqft |
| Lean-To | 360 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 904014 |
|---|---|
| Street Address | 116 LUND RD |
| City | COOK |
| State | MN |
| Zip | 55723-8732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FAM |
| Legal Description | LOT 8 BLOCK 2 SERIAL # |
| Legal Subdivision | LUND ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | COOK |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 15200 |
116 Lund Rd is owned and occupied by an individual who acquired it in March 2014.
Source: St. Louis County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 116 LUND RD, COOK, MN 55723-8732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTH STAR CU |
| Apr 1, 2020 | Deed of Trust, Mortgage · Conventional with PMI NORTH STAR CU |
| Mar 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2010 · Amount on File |
| Deed Sale | Aug 5, 2010 · Amount on File |
| Prior Sale | Apr 19, 2004 · Amount on File |
| Deed Document Number | 20101141025 |
| Last Transfer Date | Mar 6, 2014 |
| Transfer Doc | 00A1235037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 8, 2026 |
| Property Address | 116 LUND RD, COOK, MN 55723-8732 |
| Document Number | 0001539997 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 20261539997 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 116 LUND RD, COOK, MN 55723-8732 |
| Document Number | 0001539997, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 20261539997 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 71 Months |
| Due | Aug 24, 2032 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 116 LUND RD, COOK, MN 55723-8732 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001422943 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 1422943 |
| Name | NORTH STAR CU |
|---|---|
| Type | Credit Union |
| Address | COOK, MN 55723 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 116 LUND RD, COOK, MN 55723-8732 |
| Document Number | 00A1378481 |
| Instrument Date | Apr 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 116 LUND RD COOK MN 557238732, COOK, MN 55723-8732 |
| Document Number | 00A1378481 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | A1378481 |
| Name | NORTH STAR CU |
|---|---|
| Address | COOK, MN 55723 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 116 LUND RD, COOK, MN 55723-8732 |
| Document Number | 00A1306159 |
| Instrument Date | Mar 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 116 LUND RD COOK MN 557238732, COOK, MN 55723-8732 |
| Document Number | 00A1306159 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | A1306159 |
| Name | NORTHSTAR CU |
|---|---|
| Type | Credit Union |
| Address | COOK, MN 55723 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Mar 21, 2024 |
The 2026 property tax bill for 116 Lund Rd was $4,032 with a homeowner's exemption, up 11.4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cook City |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,032.00 (+11.44%) Homeowner's exemption | ||
| 2025 | $3,618.00 (-17.85%) Homeowner's exemption | $291,500 (+30.31%) Land $20,800 Building $270,700 | $291,500 (+30.31%) Land $20,800 Building $270,700 |
| 2024 | $4,404.00 | $223,700 Land $15,300 Building $208,400 | $223,700 Land $15,300 Building $208,400 |
| 2022 | $203,100 Land $12,900 Building $190,200 | $203,100 Land $12,900 Building $190,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 Lund Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1979–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Lund Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cook serves 574 people · EPA ID MN1690009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.87 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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