St. Louis County property record for 104 Lund Rd, Cook, MN 55723
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,548 sqft · built 2018 |
| Lot Size | 0.667 acres (29,060 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $12,000 (Jul 2018) |
| Tax Bill | $3,228 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-0042-00120 |
| Primary APN | 120-0042-00120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,548 sqft Gross Area |
| 1st Floor Area | 1,548 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 29,060 sqft (0.667 acres) |
| Garage Area | 1,008 sqft |
| Porch | Slab |
| Porch Area | 45 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 1101427 |
|---|---|
| Street Address | 104 LUND RD |
| City | COOK |
| State | MN |
| Zip | 55723-8732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FAM |
| Legal Description | LOT 2 BLOCK 2 SERIAL # |
| Legal Subdivision | LUND ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | COOK |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 15200 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 LUND RD, COOK, MN 55723-8732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Jul 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Jul 19, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2018 · Amount on Record |
| Deed Sale | Jul 19, 2018 · Amount on Record |
| Prior Sale | Jul 9, 2004 · Amount on Record |
| Deed Document Number | 20181336882 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 104 LUND RD, COOK, MN 55723-8732 |
| Document Number | 00A1387250 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 LUND RD COOK MN 557238732, COOK, MN 55723-8732 |
| Document Number | 00A1387250 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | A1387250 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 948 Months |
| Due | Aug 5, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.42% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 104 LUND RD, COOK, MN 55723-8732 |
| Document Number | 00A1387251 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 LUND RD COOK MN 557238732, COOK, MN 55723-8732 |
| Document Number | 00A1387251 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | A1387251 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | 451 SEVENTH ST SW, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 948 Months |
| Due | Aug 5, 2099 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 19, 2018 |
| Property Address | 104 LUND RD, COOK, MN 55723-8732 |
| Document Number | 00A1336882 |
| Instrument Date | Jul 2, 2018 |
| Instrument | A1336882 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $39.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 236 COOK MN 557230236, COOK, MN 55723-0236 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cook City |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,228.00 (+12.08%) Homeowner's exemption | ||
| 2025 | $2,880.00 (-11.11%) Homeowner's exemption | $242,800 (+27.52%) Land $15,800 Building $227,000 | $242,800 (+27.52%) Land $15,800 Building $227,000 |
| 2024 | $3,240.00 | $190,400 (+19.9%) Land $11,600 Building $178,800 | $190,400 (+19.9%) Land $11,600 Building $178,800 |
| 2022 | $158,800 Land $9,700 Building $149,100 | $158,800 Land $9,700 Building $149,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1979–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cook serves 574 people · EPA ID MN1690009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.87 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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