116 Jarmon Rd, Elkton, MD 21921 Property Records

Cecil County property record for 116 Jarmon Rd, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,132 sqft · built 1970
Lot Size0.245 acres (10,672 sqft)
Owner2 Individual Names on Record
Last Sale$217,900 (Dec 2006)
Tax Bill$2,121 (2026)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-018881

Property Details

APN / Parcel Number

Primary APN03-018881
Alternative APNs
  • 3018881
  • 018881

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,132 sqft Total Area
Basement Area581 sqft
Finished Basement581 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,672 sqft (0.245 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
Deck Area480 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number018881
Street Address116 JARMON RD
CityELKTON
StateMD
Zip21921-6108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeST
Legal DescriptionLOT 32 - .245 ACRE 116 JARMON ROAD THOMSON ESTATES
Legal SubdivisionJARMON ROAD THOMSON ESTATES
Legal BlockM
Legal Lot Number32
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group2
Census Block2007
Census Tract30508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address116 JARMON RD, ELKTON, MD 21921-6108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2006 · Amount on Record
Deed SaleDec 19, 2006 · Amount on Record
Prior SaleNov 12, 2004 · Amount on Record
Deed Document Number2006274235
Deed Book / Page2264 / 651
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address116 JARMON RD, ELKTON, MD 21921-6108
Document Number0046680423
Instrument DateAug 18, 2020
Transaction TypeMortgage
Record UpdatedSep 8, 2020
Title CompanyCOMMUNITY SETTLEMENT GROUP LLC, COMMUNITY SETTLEMENT GRP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address116 JARMON RD ELKTON MD 219216108, ELKTON, MD 21921-6108

Mortgage

Document Number0046680423
DateAug 28, 2020
Book Page004668/000423
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term240 Months
DueAug 27, 2040

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,121.00 (+3.72%) Homeowner's exemption$221,433 (+25.22%)$242,800 (+35.87%) Land $71,800 Building $171,000
2025$2,045.00 (+63.34%) Homeowner's exemption
2023$1,252.00 Homeowner's exemption$176,833$178,700 Land $51,800 Building $126,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2021–2024)
Most Recent ClaimJan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKTON
serves 15,625 people · EPA ID MD0070011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: IQ Fiber, Talkie Communications.

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