112 Jarmon Rd, Elkton, MD 21921 Property Records

Cecil County property record for 112 Jarmon Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 988 sqft · built 1968
Lot Size	0.245 acres (10,672 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,873 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-019292`

Property Details

APN / Parcel Number

Primary APN	`03-019292`
Alternative APNs	`3019292` `019292`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	988 sqft Total Area
Basement Area	494 sqft
Finished Basement	494 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,672 sqft (0.245 acres)
Porch	Porch
Porch Area	120 sqft
Deck Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	019292
Street Address	112 JARMON RD
City	ELKTON
State	MD
Zip	21921-6108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ST
Legal Description	LOT 30 - .2449 ACRE 112 JARMON ROAD THOMSON ESTATES
Legal Subdivision	JARMON ROAD THOMSON ESTATES
Legal Block	M
Legal Lot Number	30
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2007
Census Tract	30508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 JARMON RD, ELKTON, MD 21921-6108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 10, 2012
Transfer Doc	0031930486
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	112 JARMON RD, ELKTON, MD 21921-6108
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 JARMON RD, ELKTON, MD 21921-6108

Mortgage

Document Number	0056720189
Date	Sep 17, 2025
Book Page	5672/189

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 10, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	112 JARMON RD, ELKTON, MD 21921-6108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041020145
Date	Jul 21, 2017
Book Page	4102/145

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,873.00 (+3.54%) Homeowner's exemption	$187,467 (+8.47%)	$202,100 (-) Land $71,800 Building $130,300
2025	$1,809.00 (+78.05%) Homeowner's exemption	$172,833 (+11.22%)	$202,100 (+27.75%) Land $71,800 Building $130,300
2023	$1,016.00 Homeowner's exemption	$155,400	$158,200 Land $51,800 Building $106,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2021–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: IQ Fiber, Talkie Communications.

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